Featured Questions

• If I make my 2026 RMBA election during the State’s Open Enrollment period but leave State employment before January 1, 2027, what happens to my RMBA election?

  If you leave State employment before January 1, 2027, and are not retirement eligible, your RMBA balance will be forfeited, even if you have made a RMBA election.If you rehire in a RMBA-eligible po...

• Do State employees eligible for the RMBA who are also an elected or appointed official (non-State) qualify as a retired participant using years of service earned in a non-State position?

  No, only years of service earned in a qualifying State position can be used to determine one’s status as a retired participant of the RMBA. The RMBA is an exclusive benefit for certain State of Ind...

• If I am on long-term disability, can I make a RMBA election?

  Employees on long-term disability during the election period are eligible to make a RMBA election. However, if they are on long-term disability at the time of the one-time, non-matching employer co...

• I was hired between January 1 and March 14, 2026, and I do not have any RMBA contributions. Do I need to make an election?

  All employees eligible to make an election should do so. Employees hired between January 1 and March 14, 2026, will not have any RMBA contributions in their account at the time of the election, but...

• How will eligible State employees make their RMBA election?

  Eligible employees will make their one-time, irrevocable election during the State of Indiana’s Open Enrollment period using SuccessFactors. A paper form will be available only for employees withou...

• Which active State employees are not eligible to make a RMBA election?

  State employees who, as of June 30, 2017, had at least 15 years of service or were an elected official with at least 10 years of service and were eligible to retire, are not eligible to make a RMBA...

• Will the changes to the RMBA Plan through Public Law 104 impact retired participants or their survivors/beneficiaries?

  The Indiana General Assembly recently passed legislation regarding RMBA through Public Law 104. The changes will not impact retired participants or their survivors/beneficiaries.

• What will active State employees need to decide regarding their RMBA?

  During the 2026 Open Enrollment period, certain active state employees, eligible for the RMBA, and hired before March 14, 2026, will be given the option to:Transfer their entire RMBA balance (contr...