<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us</loc>
  <lastmod>2026-07-16T16:26:08Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001731783-Can-1977-Fund-members-transfer-from-one-77-Fund-local-unit-of-government-to-another</loc>
  <lastmod>2023-12-27T16:25:57Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001772986-Can-employees-covered-by-the-1977-Fund-transfer-from-being-a-firefighter-to-a-police-officer-within-the-same-local-unit-of-government-without-medical-approval</loc>
  <lastmod>2021-09-27T22:36:17Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001827266-When-I-m-completing-the-quarterly-report-for-the-1977-Fund-are-the-wages-and-contributions-based-off-of-the-actual-member-wages</loc>
  <lastmod>2021-09-27T22:42:37Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001837363-What-is-the-investment-objective-of-the-Inflation-Linked-Fixed-Income-Fund</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001839163-What-is-the-investment-objective-of-the-Target-Date-Funds</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001875186-What-is-the-investment-objective-of-the-Stable-Value-Fund</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001876206-What-is-the-investment-objective-of-the-International-Equity-Fund</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001876346-What-is-the-investment-objective-of-the-Large-Cap-Equity-Index-Fund</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001876426-What-is-the-investment-objective-of-the-Money-Market-Fund</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001940303-What-level-of-risk-does-each-investment-fund-have</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001975883-What-steps-do-I-take-if-I-disagree-with-a-determination-by-INPRS</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001979903-When-are-your-board-meetings</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001993686-Are-INPRS-benefits-subject-to-Qualified-Domestic-Relations-Orders</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115001999443-Where-can-I-find-INPRS-RFPs-and-other-vendor-information</loc>
  <lastmod>2024-02-27T17:53:48Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002007086-Where-can-I-get-PERF-member-forms</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002007106-Where-can-I-get-TRF-member-forms</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002007146-Where-can-I-get-77-Fund-member-forms</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002007206-I-am-a-member-of-the-Judges-System-Where-can-I-get-my-forms</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002007286-I-am-a-PARF-member-Where-can-I-get-my-forms</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002007306-I-am-a-member-of-the-Excise-Plan-Where-can-I-get-my-forms</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002012226-Who-are-INPRS-Board-members</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002056683-Where-can-I-find-INPRS-s-Comprehensive-Financial-Annual-Report</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002058863-How-can-I-receive-more-information-about-INPRS-events</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002087786-How-can-I-receive-more-information-about-my-Teachers-Retirement-Fund-membership</loc>
  <lastmod>2024-02-29T23:08:37Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002124743-What-do-the-Percentage-Method-Tables-for-federal-income-tax-withholding-show</loc>
  <lastmod>2024-02-28T00:43:18Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002125343-Where-is-my-money</loc>
  <lastmod>2024-07-10T13:48:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002125683-I-need-to-withdraw-my-retirement-account-ASAP-Can-I-apply-for-an-emergency-payment</loc>
  <lastmod>2026-07-10T15:46:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002125723-Where-can-I-find-more-information-on-annual-federal-income-tax-withholding-Percentage-Method-Tables</loc>
  <lastmod>2024-02-29T23:08:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002146663-What-is-my-PERF-pension-benefit</loc>
  <lastmod>2026-07-15T18:08:00Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002156066-How-are-federal-tax-withholding-rates-for-my-INPRS-retirement-benefit-calculated</loc>
  <lastmod>2026-07-08T19:52:27Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002156266-How-can-I-change-the-federal-income-tax-withholding-election-for-my-retirement-benefit</loc>
  <lastmod>2024-04-15T23:23:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002156286-Where-can-I-find-additional-information-on-federal-income-tax-withholding</loc>
  <lastmod>2024-02-29T23:08:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002177043-Does-the-DROP-offer-advantages-to-employers</loc>
  <lastmod>2024-07-22T18:33:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002177723-What-information-am-I-required-to-include-on-the-DROP-election-form</loc>
  <lastmod>2024-07-22T18:32:22Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002177783-Can-I-change-my-mind-while-in-the-DROP-and-decide-to-retire-earlier-than-or-later-than-the-retirement-date-I-elected-at-the-time-I-entered-the-DROP</loc>
  <lastmod>2024-07-22T18:23:02Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002177863-Is-there-a-time-limit-to-enter-into-and-participate-in-the-DROP</loc>
  <lastmod>2024-07-22T18:20:30Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002177883-Is-my-employer-required-to-take-action-to-authorize-my-participation-in-the-DROP</loc>
  <lastmod>2024-07-22T18:14:48Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002177983-How-do-I-begin-participating-in-the-DROP</loc>
  <lastmod>2024-07-22T18:12:02Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002178083-Will-being-in-the-DROP-affect-my-employment-status</loc>
  <lastmod>2024-07-22T18:06:07Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002178283-If-I-participate-in-the-DROP-retire-on-my-chosen-DROP-retirement-date-and-choose-the-DROP-benefit-how-will-the-DROP-benefit-and-my-monthly-retirement-benefit-be-calculated</loc>
  <lastmod>2024-07-22T18:04:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002178403-How-will-survivor-benefits-be-calculated-if-I-die-while-receiving-DROP-benefits</loc>
  <lastmod>2024-07-19T16:59:51Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002178483-If-I-choose-to-participate-in-the-DROP-and-receive-DROP-benefits-at-retirement-will-there-be-cost-of-living-adjustments</loc>
  <lastmod>2024-07-19T16:41:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002181503-How-does-a-post-retirement-rollover-to-an-IRA-or-qualified-plan-at-retirement-affect-my-taxes</loc>
  <lastmod>2024-07-23T15:13:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002181963-What-IRS-requirement-states-that-a-portion-of-my-non-taxable-benefit-must-be-recovered-over-the-life-of-my-pension</loc>
  <lastmod>2024-07-23T15:06:58Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002209726-If-I-enter-the-DROP-can-my-employer-force-me-to-retire-on-my-DROP-date</loc>
  <lastmod>2024-07-22T18:06:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002209746-If-I-retire-on-my-chosen-DROP-retirement-date-what-retirement-benefit-options-do-I-have</loc>
  <lastmod>2024-07-22T18:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002209806-Even-if-I-participate-in-the-DROP-may-I-still-choose-the-retirement-benefit-I-would-have-received-if-I-had-never-participated-in-the-DROP-while-I-was-working</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002209986-How-will-my-DROP-benefits-be-taxed-when-I-retire</loc>
  <lastmod>2026-06-09T19:54:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002210046-How-does-a-lump-sum-payment-at-retirement-affect-my-taxes</loc>
  <lastmod>2024-08-08T17:52:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002213346-How-will-it-affect-my-taxes-if-I-combine-my-defined-contribution-account-with-my-pension-at-retirement-and-a-portion-is-supposed-to-be-non-taxable</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002213386-How-are-my-taxes-affected-if-my-voluntary-DC-contributions-are-all-post-tax</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115002272926-What-should-I-do-if-I-cannot-log-into-ERM</loc>
  <lastmod>2023-02-08T09:25:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003086363-Am-I-losing-my-defined-contribution-account</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003088363-How-many-members-does-INPRS-have</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003101986-Do-you-have-videos-about-retirement-planning-in-your-20s-and-30s</loc>
  <lastmod>2024-07-19T16:24:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003102006-Do-you-have-any-videos-about-the-Prosecuting-Attorneys-Retirement-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003102226-Do-you-have-videos-of-your-Lunch-and-Learn-sessions</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003102646-Do-you-have-a-video-about-beneficiaries</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003105863-What-does-MetLife-s-annuity-offer</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003105903-Is-my-MetLife-annuity-guaranteed</loc>
  <lastmod>2026-06-19T19:18:56Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106003-Will-the-use-of-an-outside-annuity-provider-impact-the-pension-benefits-of-current-or-future-retirees</loc>
  <lastmod>2025-10-27T14:41:59Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106103-Can-I-annuitize-my-DC-account-with-INPRS-if-I-retired-but-didn-t-take-a-withdrawal</loc>
  <lastmod>2024-07-24T17:59:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106123-Is-there-a-minimum-amount-I-can-annuitize-through-MetLife</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106243-Has-INPRS-outsourced-management-of-DC-accounts-to-MetLife</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106323-Are-payouts-for-vacation-days-sick-days-and-or-personal-days-reported-to-TRF</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106343-Are-wages-contributions-and-service-credit-days-reported-for-paid-vacation-days-sick-days-and-or-personal-days</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106363-How-do-I-know-when-to-report-a-substitute-teacher-to-TRF</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106403-How-do-I-make-a-Wage-and-Contribution-correction-to-a-member-account-that-I-had-reported-incorrectly-in-the-past</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106543-I-reported-my-wage-and-contribution-report-to-TRF-instead-of-PERF-How-can-I-correct-it</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106603-What-does-FSP-stand-for</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106663-I-m-having-trouble-logging-in-to-ERM-with-my-current-username-and-password-How-can-get-into-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003106683-Why-am-I-seeing-an-error-Member-exceeded-10-voluntary-contributions-when-I-enter-contributions-for-an-employee</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003108646-What-can-you-tell-me-about-MetLife</loc>
  <lastmod>2024-07-24T18:08:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003110446-When-was-PERF-founded</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003126483-How-do-I-find-out-if-I-have-money-in-a-retirement-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003126523-If-my-birthday-is-the-first-of-the-month-and-I-m-not-qualified-for-retirement-until-my-birth-date-what-would-my-TRF-retirement-date-be</loc>
  <lastmod>2024-07-19T16:58:32Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003126563-If-my-birthday-is-the-first-of-the-month-and-I-m-not-qualified-for-retirement-until-my-birth-date-what-would-my-PERF-retirement-date-be</loc>
  <lastmod>2024-07-22T18:26:32Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003126603-Do-you-have-a-video-that-shows-the-difference-between-the-PERF-Hybrid-and-My-Choice-plans-for-employees-of-political-subdivisions</loc>
  <lastmod>2023-02-16T15:48:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003129426-How-long-does-it-take-to-get-MetLife-annuity-payments-started</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003129526-Are-there-minimum-requirements-I-must-meet-to-be-eligible-to-annuitize-through-MetLife</loc>
  <lastmod>2025-10-27T14:40:27Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003129546-Is-there-a-maximum-age-at-which-I-can-annuitize-through-MetLife</loc>
  <lastmod>2025-10-27T14:37:00Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003129606-How-can-I-estimate-a-monthly-annuity-benefit</loc>
  <lastmod>2026-06-13T18:53:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003129806-Do-we-report-a-full-time-teacher-without-a-contract-to-TRF</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003130066-Are-my-years-of-service-between-TRF-and-PERF-combined-at-retirement</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003148386-I-was-in-the-military-Am-I-able-to-add-this-service-to-my-TRF-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003148446-I-was-in-public-service-in-Indiana-many-years-ago-How-do-I-find-out-if-I-still-have-money-in-PERF</loc>
  <lastmod>2026-05-29T17:15:07Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003148566-Do-you-have-a-video-that-shows-the-difference-between-the-PERF-Hybrid-and-My-Choice-plans-for-state-of-Indiana-employees</loc>
  <lastmod>2024-01-20T03:00:11Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003166643-How-can-buying-extra-service-credit-give-me-a-higher-monthly-defined-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003166683-What-does-service-credit-have-to-do-with-my-monthly-defined-benefit</loc>
  <lastmod>2026-06-13T16:10:27Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003166743-How-do-I-decide-if-I-want-to-buy-extra-service-credit</loc>
  <lastmod>2026-06-16T01:02:16Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003178703-Why-am-I-required-to-submit-Pension-Relief-data-every-year</loc>
  <lastmod>2024-07-29T13:02:13Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003179523-When-can-I-start-submitting-my-Pension-Relief-information-online</loc>
  <lastmod>2022-11-15T18:08:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003179623-What-information-will-be-available-online-to-help-me-with-the-Pension-Relief-process</loc>
  <lastmod>2024-07-26T16:10:53Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003179763-When-will-I-receive-my-pension-relief-distributions</loc>
  <lastmod>2023-10-13T15:52:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003179883-What-information-does-INPRS-need-regarding-Pension-Relief-Electronic-Funds-Transfers</loc>
  <lastmod>2024-08-13T15:28:28Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003179943-Who-do-I-talk-to-in-order-to-know-how-much-my-unit-is-going-to-receive-in-Pension-Relief-payments</loc>
  <lastmod>2023-05-03T15:58:28Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003180023-Why-does-it-take-so-long-to-get-my-Pension-Relief-payout</loc>
  <lastmod>2024-07-25T19:00:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003187286-Where-can-I-find-INPRS-retirement-plan-fact-sheets</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003187486-Can-I-buy-extra-service-credit-if-I-m-a-member-of-an-INPRS-fund-other-than-PERF-or-TRF</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003187526-If-I-roll-over-my-retirement-account-does-that-affect-my-monthly-retirement-benefit</loc>
  <lastmod>2024-07-16T20:20:51Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003187606-I-m-the-child-and-Power-of-Attorney-of-an-INPRS-member-Can-I-have-access-to-information-about-their-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003196003-How-will-ERM-affect-employers-who-participate-in-multiple-funds</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003196043-Are-state-agencies-whose-current-reporting-is-done-by-the-Auditor-of-State-and-SPD-required-to-report-with-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003196483-Are-ACH-payments-required-for-submitting-wages-and-contributions</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003196723-Do-employers-need-to-initiate-wage-and-contribution-payments-in-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003198363-Are-employers-required-to-develop-files-for-reporting-member-enrollment-and-wages-and-contributions</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003198643-How-do-I-submit-reports-if-we-process-payroll-internally</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003198783-Do-I-have-to-enter-wage-and-contribution-information-every-time-I-do-a-payroll-report</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003200346-Am-I-going-to-be-able-to-access-my-Pension-Relief-information-from-last-year</loc>
  <lastmod>2021-09-27T21:10:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003200366-What-happens-if-I-don-t-submit-my-Pension-Relief-data-on-time</loc>
  <lastmod>2021-09-27T21:11:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003200646-Who-do-I-contact-if-I-have-additional-questions-about-my-pension-relief-distribution</loc>
  <lastmod>2021-09-27T21:28:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003200826-What-if-I-make-an-mistake-or-want-to-change-my-Pension-Relief-report-after-I-send-it-to-INPRS</loc>
  <lastmod>2024-01-12T18:52:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003216506-Can-I-withdraw-from-my-INPRS-account-before-retirement-to-pay-my-ex-spouse</loc>
  <lastmod>2026-05-21T04:33:20Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003216706-I-plan-to-submit-my-application-for-retirement-90-days-in-advance-of-my-last-day-of-work-How-long-will-it-be-before-I-receive-my-first-benefit-payment</loc>
  <lastmod>2026-07-15T16:51:23Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003216746-I-retired-at-age-65-When-I-retired-I-left-my-rollover-savings-account-RSA-with-INPRS-At-what-age-do-I-need-to-start-taking-my-distribution</loc>
  <lastmod>2026-07-06T16:40:25Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003216806-What-are-the-rules-for-state-employees-who-are-privatized</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003216966-Is-the-state-allowed-to-purchase-service-credit-for-state-employees-whose-PERF-covered-jobs-are-privatized</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003217106-Will-I-be-taxed-twice-if-I-choose-to-take-a-lump-sum-distribution-of-my-INPRS-account-at-retirement</loc>
  <lastmod>2023-08-26T22:39:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003217666-Where-can-employers-get-a-list-of-members-Pension-IDs</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003217866-Do-both-PERF-and-TRF-members-have-Pension-IDs</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003218186-What-information-is-needed-from-employers-to-submit-wages-and-contributions-in-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003219706-How-do-I-set-up-or-confirm-my-ACH-bank-account-in-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003220006-How-do-I-submit-reports-if-I-have-an-external-payroll-vendor</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003220046-If-I-am-a-1977-Fund-employer-and-want-to-use-the-ERM-file-feature-can-I-do-so</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003220106-Will-employers-that-report-employees-to-more-than-one-fund-need-to-create-two-separate-Wage-and-Contribution-files-or-can-all-members-be-reported-on-one-file</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003220166-How-do-employers-who-have-employees-on-different-payroll-cycles-report-in-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003221123-How-did-INPRS-get-my-email-address</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003221483-My-current-wage-and-contribution-reports-are-generated-from-multiple-sources-Can-multiple-reports-be-submitted-or-do-they-need-to-be-combined</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003226223-Is-there-a-grace-period-for-employers-to-submit-reports-and-payments-before-interest-starts-to-accrue</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003226303-There-is-a-debit-blocker-on-our-employer-account-What-do-we-need-to-do-to-allow-INPRS-to-access-our-account</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003226423-Can-I-report-a-settlement-adjustment-in-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003240506-Can-I-submit-payroll-adjustments-in-ERM-at-any-time-or-do-they-need-to-be-included-with-a-regular-wage-and-contribution-report</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003245186-When-did-the-interest-and-penalty-on-late-reporting-become-effective</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003245286-Will-there-be-a-delay-in-processing-wage-and-contribution-payments-if-I-change-banks</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003245326-I-m-an-employer-and-have-an-adjustment-for-a-previous-pay-period-What-do-I-need-to-do</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003282463-I-m-a-legislator-What-are-the-investment-options-for-my-Defined-Contribution-account</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003284863-What-is-an-expense-ratio</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003286123-What-is-a-time-horizon</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003286163-What-is-a-trustee</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003286263-What-is-compound-interest</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003288543-What-do-INPRS-administrative-fees-cover</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003301346-What-is-the-Money-Market-Fund</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003303506-What-is-diversification</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003304506-What-is-risk-tolerance</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003304626-What-is-a-financial-planner</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003304746-What-is-asset-allocation</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003304826-Is-my-deferred-compensation-account-part-of-my-INPRS-benefits</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003333406-Will-my-INPRS-benefits-be-reduced-once-I-start-getting-Social-Security</loc>
  <lastmod>2024-04-07T23:06:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003333466-What-is-the-Five-Year-Certain-and-Life-retirement-benefit-option</loc>
  <lastmod>2024-04-09T20:04:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003333506-What-is-the-Straight-Life-retirement-benefit-option</loc>
  <lastmod>2026-06-10T16:39:45Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003342923-What-is-the-100-Percent-Survivor-Benefit-retirement-option</loc>
  <lastmod>2023-12-08T06:40:20Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003342943-What-is-the-66-2-3-Percent-Survivor-Benefit-retirement-option</loc>
  <lastmod>2024-04-24T19:13:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003342983-What-is-the-50-Percent-Survivor-Benefit-retirement-option</loc>
  <lastmod>2024-01-18T06:00:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003361586-What-is-Social-Security-Integration</loc>
  <lastmod>2024-01-03T23:27:38Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003374023-What-does-the-Withdraw-Non-Taxable-Portion-Monthly-Defined-Contribution-DC-account-payment-option-mean</loc>
  <lastmod>2024-07-24T19:50:59Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003374123-What-is-the-Full-Withdrawal-retirement-benefit-payment-option</loc>
  <lastmod>2024-02-09T18:28:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003378206-What-is-the-monthly-DC-payment-method-for-my-retirement-account</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003451263-Is-my-member-information-confidential</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003468526-What-does-Full-Deferment-mean</loc>
  <lastmod>2026-07-02T20:32:10Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003468586-What-is-the-Partial-Deferment-Withdrawal-Non-Taxable-account-payment-option</loc>
  <lastmod>2024-07-31T19:14:04Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003468926-What-is-the-INPRS-administrative-review-process</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115003880186-How-do-I-find-out-if-my-papers-were-received-to-finish-processing-my-final-distribution</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004136503-Does-the-MetLife-quoted-annuity-amount-include-a-commission</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004275186-What-fees-are-associated-with-annuitizing-with-MetLife</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986327-Are-contribution-amounts-covering-unfunded-pension-liability-made-to-My-Choice-Retirement-Savings-Plan-accounts</loc>
  <lastmod>2026-06-23T15:56:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986367-Can-a-guardian-act-on-my-behalf</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986387-Can-I-buy-extra-service-credit-in-TRF</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986407-Can-I-change-how-the-funds-in-my-Defined-Contribution-Account-are-invested</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986447-Can-I-receive-an-additional-copy-of-my-1099-R-form</loc>
  <lastmod>2026-05-30T20:41:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986487-Can-I-view-my-1099-R-in-my-INPRS-account-online</loc>
  <lastmod>2026-05-18T06:28:45Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986507-Can-I-view-past-quarterly-statements-online</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986527-Can-I-withdraw-the-money-in-my-Defined-Contribution-Account</loc>
  <lastmod>2026-07-01T14:16:11Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986547-Can-my-child-get-my-pension-benefit-if-I-die-1977-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986567-Can-someone-talk-to-me-about-the-PERF-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2024-06-03T18:27:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986587-Can-someone-walk-me-through-the-PERF-Hybrid-and-My-Choice-Retirement-Savings-Plan-options</loc>
  <lastmod>2026-06-26T21:06:22Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986607-Is-the-DROP-available-to-members-of-all-INPRS-plans</loc>
  <lastmod>2026-07-10T15:50:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986627-Do-I-have-to-participate-in-the-DROP</loc>
  <lastmod>2024-07-22T18:35:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986647-Do-I-need-to-contact-INPRS-or-do-anything-else-while-I-m-retired</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986687-Do-judges-get-an-annual-statement-from-INPRS</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986707-Does-INPRS-have-a-newsletter</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986727-Does-INPRS-offer-health-insurance-to-TRF-members</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986767-How-can-I-become-a-member-of-the-Excise-Gaming-and-Conservation-plan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986787-How-can-I-become-a-member-of-the-Judges-Retirement-System</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986807-How-can-I-get-an-estimate-of-my-PERF-retirement-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986827-How-can-I-get-an-estimate-of-my-TRF-retirement-benefit</loc>
  <lastmod>2024-07-22T18:34:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986867-How-do-I-apply-for-a-distribution-of-my-Defined-Contribution-DC-account-after-I-retire</loc>
  <lastmod>2024-07-23T14:59:58Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986887-How-do-I-apply-for-a-survivor-death-benefit-from-the-1977-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986907-How-do-I-apply-for-direct-deposit-of-my-retirement-benefits</loc>
  <lastmod>2026-05-21T20:08:18Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986947-How-do-I-apply-for-survivor-benefits-in-the-Excise-Gaming-and-Conservation-plan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986967-How-do-I-apply-for-Legislators-Retirement-System-survivor-benefits</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004986987-How-do-I-buy-my-prior-military-service-credit-in-PERF-or-TRF</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987007-Can-I-buy-service-in-another-government-plan-with-the-funds-in-my-defined-contribution-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987027-How-do-I-change-my-email-address</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987047-How-do-I-check-how-my-Defined-Contribution-account-DC-money-is-invested</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987067-How-do-I-claim-a-death-benefit-for-the-estate-of-a-member-of-the-Judges-Retirement-System-who-has-died</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987087-How-do-I-earn-TRF-service-credit</loc>
  <lastmod>2026-06-19T18:52:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987107-How-do-I-enroll-in-the-1977-Fund</loc>
  <lastmod>2024-02-29T23:19:56Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987127-How-do-I-enroll-in-the-DROP-for-the-1977-Fund</loc>
  <lastmod>2024-07-23T14:32:04Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987147-How-do-I-enroll-in-the-DROP-for-the-Excise-Gaming-and-Conservation-plan</loc>
  <lastmod>2024-07-23T14:30:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987187-How-do-I-enroll-in-the-Teachers-Retirement-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987207-How-do-I-enroll-my-employees-in-the-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987227-How-do-I-find-my-INPRS-Pension-Identification-PID-number</loc>
  <lastmod>2026-07-01T16:09:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987267-How-do-I-get-a-paper-copy-of-my-quarterly-member-statement</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987287-How-do-I-get-an-estimate-of-my-DROP-benefit-1977-Fund</loc>
  <lastmod>2024-07-23T14:27:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987307-How-do-I-get-an-estimate-of-my-benefit-1977-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987327-How-do-I-get-copies-of-my-records</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987367-How-do-I-give-INPRS-my-spouse-s-information</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987387-How-do-I-give-INPRS-permission-to-share-my-records</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987407-How-do-I-know-what-the-benefit-type-is-for-my-1099-R-form</loc>
  <lastmod>2024-07-05T15:40:16Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987427-How-do-I-make-voluntary-post-tax-contributions-to-my-Defined-Contribution-account</loc>
  <lastmod>2026-06-16T23:14:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987487-How-do-I-name-a-beneficiary-1977-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987507-How-do-I-give-someone-Power-of-Attorney-for-my-retirement-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987527-How-do-I-prove-my-date-of-birth</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987547-How-do-I-qualify-for-retirement-benefits-with-the-Excise-plan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987567-How-do-I-register-for-a-retirement-benefit-workshop</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987587-How-do-I-report-that-someone-forged-my-signature-on-my-pension-check</loc>
  <lastmod>2024-03-21T17:25:38Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987627-How-do-I-report-the-death-of-a-PERF-member</loc>
  <lastmod>2026-05-23T15:38:01Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987647-How-do-I-retire-from-PERF-or-TRF</loc>
  <lastmod>2026-05-14T12:52:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987667-How-do-I-retire-from-the-1977-Police-Officers-Firefighters-Pension-Disability-Fund</loc>
  <lastmod>2024-07-23T14:58:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987687-How-do-I-retire-from-the-Excise-Gaming-and-Conservation-plan</loc>
  <lastmod>2024-07-23T14:57:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987707-How-do-I-retire-from-the-Judges-Retirement-System</loc>
  <lastmod>2024-07-23T14:25:30Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987727-How-do-I-retire-from-the-Public-Employees-Retirement-Fund</loc>
  <lastmod>2026-05-15T15:18:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987747-How-do-I-retire-from-the-Teachers-Retirement-Fund</loc>
  <lastmod>2024-03-21T13:24:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987767-How-do-I-roll-over-my-Defined-Contribution-DC-account</loc>
  <lastmod>2026-06-05T17:28:08Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987787-How-do-I-set-up-my-ACH-bank-account-for-submitting-employee-wages-and-contributions</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987807-How-do-I-sign-up-for-an-insurance-premium-deduction-1977-Fund</loc>
  <lastmod>2024-03-26T17:50:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987827-How-do-I-submit-my-classes-of-employees-covered-by-the-PERF-Hybrid-or-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987847-How-do-I-vest-in-the-77-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987867-How-I-do-I-get-my-address-corrected-on-the-1099-R-form</loc>
  <lastmod>2024-03-21T16:05:18Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987887-How-is-my-COLA-calculated</loc>
  <lastmod>2024-03-21T15:32:21Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987927-How-is-the-DROP-different-from-a-normal-retirement</loc>
  <lastmod>2024-07-23T14:17:13Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987967-How-long-can-I-participate-in-the-DROP</loc>
  <lastmod>2024-07-23T14:16:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004987987-How-much-can-I-contribute-to-my-defined-contribution-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988027-How-much-does-buying-additional-service-credit-cost</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988047-How-quickly-can-I-vest-with-the-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988067-How-will-I-get-my-monthly-pension-benefit</loc>
  <lastmod>2026-07-02T20:35:48Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988087-I-am-a-member-of-the-Judges-Retirement-System-How-do-I-buy-extra-service-credit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988127-I-am-an-elected-official-Can-I-start-getting-my-PERF-or-TRF-benefit-at-age-55</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988147-Does-TRF-provide-health-insurance-for-members-with-disabilities</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988167-I-am-in-the-Legislators-DB-plan-How-do-I-update-my-bank-account-for-direct-deposit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988187-I-am-in-the-Legislators-DC-plan-How-do-I-annuitize-my-account-balance</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988227-I-am-in-the-Legislators-Plan-What-are-my-options-for-taking-a-distribution-of-my-defined-contribution-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988267-I-am-the-spouse-of-a-member-of-the-Judges-Retirement-System-who-died-How-do-I-apply-for-my-death-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988307-I-don-t-know-which-PERF-plan-I-want-to-choose-How-long-do-I-have-to-make-a-decision</loc>
  <lastmod>2024-06-03T18:23:50Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988327-Does-my-previous-service-in-PERF-still-count-toward-my-retirement-after-leaving-membership-and-later-returning</loc>
  <lastmod>2026-05-17T02:04:31Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988347-I-was-recently-hired-by-the-state-of-Indiana-Do-I-get-a-choice-between-the-Hybrid-and-My-Choice-Retirement-Savings-Plans</loc>
  <lastmod>2024-04-22T16:07:56Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988367-I-m-a-PERF-member-Can-I-buy-service-credit-from-a-previous-job-in-another-state</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988387-I-m-disabled-Can-I-withdraw-money-from-my-DC-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988407-I-m-retired-from-the-Public-Employees-Retirement-Fund-Can-I-continue-to-receive-benefits-if-I-start-working-as-an-elected-official</loc>
  <lastmod>2024-03-19T21:24:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988427-I-m-retired-from-the-Teachers-Retirement-Fund-What-are-my-retirement-benefit-options-if-I-start-working-as-an-elected-official</loc>
  <lastmod>2024-03-19T21:25:32Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988467-If-I-annuitize-my-Defined-Contribution-DC-account-how-does-INPRS-calculate-my-monthly-benefit</loc>
  <lastmod>2024-03-07T21:05:42Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988487-If-I-enter-the-DROP-am-I-guaranteed-continued-employment</loc>
  <lastmod>2024-07-23T14:00:28Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988527-If-I-wish-to-retire-on-my-DROP-retirement-date-how-do-I-file-for-benefits</loc>
  <lastmod>2024-07-23T13:58:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988587-Is-there-an-INPRS-office-in-my-area</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988607-May-I-make-more-than-one-DROP-election</loc>
  <lastmod>2024-07-23T13:53:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988627-What-are-my-mandatory-contributions</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988647-What-are-my-plan-options-if-I-m-returning-to-PERF-covered-employment-with-the-state-of-Indiana</loc>
  <lastmod>2026-05-31T23:55:25Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988687-What-are-my-retirement-account-investment-options</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988707-What-are-my-retirement-payment-options-for-TRF</loc>
  <lastmod>2024-07-23T14:10:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988727-What-are-the-financial-implications-of-my-election-into-the-PERF-Hybrid-or-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2026-05-20T19:33:17Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988747-What-are-voluntary-post-tax-contributions</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988767-What-do-I-need-to-do-with-TRF-if-I-take-a-leave-of-absence-from-teaching</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988787-How-often-are-the-employer-contribution-rates-set-for-the-My-Choice-Retirement-Savings-Plans</loc>
  <lastmod>2026-06-18T16:37:51Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988847-What-happens-if-I-die-while-I-am-in-the-DROP-1977-Fund</loc>
  <lastmod>2024-07-22T19:05:32Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988867-What-happens-if-I-don-t-make-an-election-in-the-PERF-Hybrid-plan-or-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2026-06-11T17:06:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988907-What-if-I-don-t-choose-a-PERF-plan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988927-What-is-a-1099-R-form</loc>
  <lastmod>2024-03-28T15:08:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988947-What-is-a-13th-Check</loc>
  <lastmod>2026-06-22T20:26:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004988967-What-is-a-60-day-rollover</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989007-What-is-a-COLA</loc>
  <lastmod>2026-07-03T17:23:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989027-What-is-a-defined-benefit-plan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989047-What-is-a-direct-rollover</loc>
  <lastmod>2024-03-19T13:31:59Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989067-What-is-a-guardian</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989087-What-is-a-pension-secretary</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989107-What-is-a-Required-Minimum-Distribution-RMD</loc>
  <lastmod>2024-07-22T18:47:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989147-What-is-an-authorized-agent</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989167-What-is-an-employer-pick-up</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989187-What-is-an-APRA</loc>
  <lastmod>2024-02-29T22:47:57Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989207-What-is-Destination-Retirement</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989227-What-is-Millie-Morgan</loc>
  <lastmod>2026-07-13T19:19:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989267-What-is-my-TRF-pension-benefit</loc>
  <lastmod>2026-05-15T15:20:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989287-What-is-PERF</loc>
  <lastmod>2026-05-29T07:15:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989307-What-is-the-Retiree-News</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989387-What-is-the-77-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989407-What-is-the-amount-included-in-Box-5-Employee-Contributions-Non-taxable-of-my-1099-R</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989427-What-is-the-Defined-Contribution-DC-account-Partial-Rollover-Partial-Withdrawal-retirement-option</loc>
  <lastmod>2024-07-22T18:52:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989447-What-is-the-DROP</loc>
  <lastmod>2024-07-22T18:49:31Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989467-What-is-the-Line-of-Duty-Benefit-1977-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989507-What-is-the-PERF-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2026-07-10T13:15:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989527-What-is-the-Pension-Relief-Fund</loc>
  <lastmod>2024-07-25T18:37:10Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989547-What-is-the-PERF-Hybrid-Plan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989567-What-is-the-Rollover-Savings-Account-Full-Deferment-retirement-option</loc>
  <lastmod>2024-07-23T15:25:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989607-What-is-the-Stable-Value-Fund</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989627-What-is-the-State-Employees-Death-Benefit-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989687-What-should-I-do-if-I-haven-t-received-my-1099-R-in-the-mail</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989707-What-Target-Date-Funds-are-available-to-me</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989767-When-did-the-name-change-from-ASA-Only-to-PERF-My-Choice-Retirement-Savings-Plan-happen</loc>
  <lastmod>2021-12-23T03:03:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989787-When-do-I-get-a-13th-check-PERF-TRF</loc>
  <lastmod>2026-07-12T09:49:47Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989807-When-do-I-get-a-COLA-if-I-m-in-TRF</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989847-When-do-the-contributions-I-report-get-to-employee-accounts</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989867-When-is-open-enrollment-for-the-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989887-When-will-I-be-vested-in-TRF</loc>
  <lastmod>2024-07-15T14:03:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989927-Where-can-I-find-training-resources-for-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004989947-Where-do-I-find-the-Excise-Gaming-and-Conservation-plan-handbook</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990087-Where-can-I-find-the-PERF-handbook</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990107-Where-do-I-find-the-TRF-handbook</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990127-Which-employees-am-I-able-to-enroll-in-the-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990147-Which-payments-are-included-on-the-1099-R-form</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990187-Which-PERF-plan-offers-a-guaranteed-defined-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990207-Why-are-there-blank-boxes-on-my-1099-R</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990247-Why-did-I-receive-more-than-one-1099-R-form</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990287-Why-do-I-have-funds-listed-on-my-quarterly-member-statement-with-0-Future-Investment-Allocation</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990307-Why-is-there-a-link-to-a-1099-R-form-that-doesn-t-work-on-my-INPRS-online-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990347-Will-my-investment-options-remain-the-same-now-that-the-ASA-Only-plan-is-the-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2024-06-03T18:17:18Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990387-Will-my-PERF-or-TRF-benefits-interfere-with-product-discounts-offered-by-other-retirement-associations-or-services</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115004990407-How-many-years-of-creditable-service-must-I-have-in-order-for-my-spouse-or-child-to-receive-a-survivor-benefit-from-PERF</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005071903-What-kind-of-tools-are-available-on-the-secure-member-self-service-website</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005077866-Who-should-I-contact-if-I-have-questions-about-my-online-account-information</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162188-I-was-a-substitute-teacher-How-can-I-add-this-service-to-my-TRF-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162308-Am-I-allowed-to-make-voluntary-contributions-to-my-PERF-plan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162328-How-do-I-apply-for-a-survivor-benefit-once-an-Excise-Gaming-and-Conservation-member-has-died</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162348-Are-my-retirement-benefits-safe</loc>
  <lastmod>2026-06-08T20:11:07Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162368-Can-a-1977-Fund-member-be-hired-without-medical-approval</loc>
  <lastmod>2021-09-27T21:37:28Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162388-Can-I-borrow-against-my-INPRS-account</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162408-Can-I-buy-extra-service-credit-in-PERF</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162448-Can-I-change-my-beneficiary-and-or-benefit-option-after-retiring-from-TRF</loc>
  <lastmod>2026-06-19T22:43:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162468-Can-I-come-back-to-work-after-retirement</loc>
  <lastmod>2026-06-04T23:22:37Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162488-Can-I-have-federal-taxes-withheld-from-a-death-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162508-Can-I-make-payments-to-a-trust-when-I-retire</loc>
  <lastmod>2024-07-22T18:51:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162548-Can-I-roll-over-money-from-another-retirement-account-into-my-INPRS-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162588-Can-I-sign-myself-up-for-the-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit-if-my-employer-doesn-t-sign-up</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162648-Can-I-withdraw-my-Rollover-Savings-Account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162668-Can-my-prior-teaching-service-count-towards-TRF</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162688-Do-I-have-to-annuitize-my-DC-account-What-are-my-payment-options</loc>
  <lastmod>2024-06-25T19:12:28Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162708-Do-I-have-to-pay-the-My-Choice-Retirement-Savings-Plan-supplemental-rate</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162768-Do-members-continue-to-make-contributions-to-their-pension-account-after-entering-the-DROP-program</loc>
  <lastmod>2024-08-01T13:36:48Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162788-Does-INPRS-have-fact-sheets-for-their-investment-funds</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162808-Does-the-gross-annual-payroll-percentage-for-PERF-remain-the-same-or-does-it-change</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162828-How-can-I-estimate-the-future-value-of-an-annuity</loc>
  <lastmod>2024-08-01T13:25:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162868-How-can-I-meet-with-someone-from-INPRS-near-me</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162908-How-do-I-annuitize</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005162968-How-do-I-apply-for-a-Required-Minimum-Distribution</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163028-How-do-I-apply-for-1977-Fund-disability-benefits</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163048-How-do-I-apply-for-the-1977-Fund-Lump-Sum-Death-Benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163068-How-do-I-apply-for-the-Millie-Morgan-retirement-option</loc>
  <lastmod>2024-07-23T14:59:25Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163088-How-do-I-apply-for-the-1977-Fund-One-Time-Line-of-Duty-Death-Benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163108-How-do-I-apply-for-TRF-disability-benefits</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163148-How-do-I-buy-prior-military-service-credit-as-an-Excise-Gaming-and-Conservation-plan-member</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163188-How-do-I-buy-service-credit-as-a-1977-Fund-member</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163228-How-can-I-update-my-mailing-address</loc>
  <lastmod>2026-06-04T22:06:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163268-How-do-I-designate-or-change-my-Public-Employees-Retirement-Fund-beneficiary</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163308-How-do-I-change-the-personal-information-INPRS-has-on-file-for-me</loc>
  <lastmod>2026-07-09T23:07:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163348-How-do-I-choose-a-retirement-date</loc>
  <lastmod>2026-07-09T17:07:13Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163368-How-do-I-contact-INPRS</loc>
  <lastmod>2026-07-01T16:28:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163388-How-do-I-get-access-to-INPRS-s-public-records</loc>
  <lastmod>2024-03-30T05:29:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163428-How-do-I-get-federal-taxes-taken-out-of-my-pension</loc>
  <lastmod>2026-05-28T17:38:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163448-How-do-I-move-money-into-a-Rollover-Savings-Account</loc>
  <lastmod>2026-06-20T17:38:30Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163468-How-do-I-name-a-beneficiary-Excise-Gaming-and-Conservation-plan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163488-How-do-I-name-an-authorized-agent</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163508-How-do-I-pick-up-the-mandatory-DC-account-member-contributions-for-my-employees</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163528-How-do-I-report-the-death-of-a-TRF-member</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163548-How-do-I-retire-from-the-Prosecuting-Attorneys-Retirement-Fund</loc>
  <lastmod>2024-07-23T14:22:22Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163568-How-do-I-sign-up-for-a-Lunch-and-Learn</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163588-How-do-I-take-a-withdrawal-from-an-employer-Pension-Relief-sub-account</loc>
  <lastmod>2024-07-31T13:47:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163608-How-do-I-transfer-a-minor-s-1977-Fund-survivor-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163648-How-do-I-withdraw-my-defined-contribution-account-balance</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163668-How-do-I-withhold-Indiana-state-or-local-taxes-from-my-pension-benefit</loc>
  <lastmod>2026-06-11T18:49:28Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163708-How-do-make-a-retirement-counseling-appointment</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163728-How-is-INPRS-doing-financially</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163828-How-much-can-I-match-based-on-an-employee-s-voluntary-contributions-in-the-PERF-My-Choice-plan</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163888-How-much-will-my-13th-check-be</loc>
  <lastmod>2024-04-26T23:36:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163908-How-often-can-I-change-how-the-funds-in-my-RSA-are-invested</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163928-How-often-can-I-change-the-investments-in-my-Defined-Contribution-DC-Account</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163948-How-should-I-invest-my-retirement-account</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005163988-I-am-a-member-of-the-Judges-system-How-do-I-get-an-estimate-of-my-pension-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164008-I-am-a-member-of-the-Legislators-Defined-Benefit-Plan-Can-I-use-my-defined-contribution-service-total-to-vest-in-a-pension-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164028-I-am-in-the-Legislators-DC-plan-How-do-I-add-a-beneficiary</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164048-I-am-in-the-Legislators-DC-plan-How-do-I-change-my-address</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164068-I-am-in-the-Legislators-DC-plan-How-do-I-get-my-account-balance-in-installment-payments</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164108-I-am-in-the-Legislators-DC-plan-How-do-I-request-a-final-distribution-of-my-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164128-I-am-in-the-Legislators-DC-plan-How-do-I-request-a-partial-withdrawal-of-my-account-balance</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164148-I-am-in-the-Legislators-DC-plan-How-do-I-request-a-withdrawal-of-my-Rollover-Savings-Account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164208-I-am-part-of-the-Legislators-Defined-Benefit-plan-How-do-I-apply-for-my-pension</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164228-I-am-the-non-spousal-beneficiary-of-a-member-of-the-Judges-Retirement-System-who-died-How-do-I-get-my-death-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164268-I-am-the-survivor-of-a-Prosecuting-Attorneys-Retirement-Fund-member-who-died-How-do-I-apply-for-my-death-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164288-I-defaulted-into-the-PERF-Hybrid-plan-but-I-d-rather-be-in-the-My-Choice-Retirement-Savings-Plan-Can-I-switch</loc>
  <lastmod>2024-06-03T18:24:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164308-I-want-to-withdraw-my-Defined-Contribution-account-balance-Will-I-pay-taxes</loc>
  <lastmod>2026-05-15T17:44:24Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164328-I-m-a-dependent-of-a-PERF-member-who-has-died-Do-I-get-a-benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164348-I-m-a-legislator-Do-I-have-a-pension</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164408-I-m-the-beneficiary-of-TRF-member-who-died-How-do-I-apply-for-my-survivor-benefit-payments</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164428-I-m-the-court-appointed-guardian-for-the-child-of-a-member-who-died-How-do-I-notify-TRF</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164448-I-m-the-spouse-of-a-PERF-member-who-has-died-How-do-I-get-a-survivor-benefit</loc>
  <lastmod>2026-07-02T20:25:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164468-If-I-decide-to-annuitize-my-Defined-Contribution-DC-account-when-I-apply-for-benefits-what-rate-do-I-get</loc>
  <lastmod>2024-03-07T21:01:33Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164508-If-I-defer-annuitizing-my-Defined-Contribution-DC-account-until-after-I-have-started-receiving-benefits-what-rate-can-I-expect</loc>
  <lastmod>2025-10-27T14:45:33Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164528-If-I-enter-the-DROP-does-my-employer-s-mandatory-retirement-age-still-apply-to-me</loc>
  <lastmod>2024-07-23T13:59:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164548-If-I-roll-over-my-Defined-Contribution-account-what-taxes-will-I-pay</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164568-Is-INPRS-on-social-media</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164608-Is-the-DROP-a-separate-retirement-plan</loc>
  <lastmod>2024-07-23T13:57:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164628-Is-there-a-deadline-for-my-retirement-application</loc>
  <lastmod>2026-05-29T14:39:34Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164648-Is-there-a-limit-on-how-much-money-I-can-make-after-retirement-if-I-return-to-a-PERF-or-TRF-covered-position</loc>
  <lastmod>2024-03-19T20:03:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164668-Is-there-more-information-on-how-to-read-my-quarterly-member-statement</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164688-My-account-is-inactive-What-does-that-mean</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164708-What-advice-will-your-retirement-services-consultants-provide</loc>
  <lastmod>2024-03-19T19:24:16Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164728-What-are-my-options-for-my-Defined-Contribution-Account-at-retirement</loc>
  <lastmod>2026-06-02T00:43:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164748-What-are-my-options-for-taking-a-distribution-of-my-Defined-Contribution-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164828-What-are-the-different-kinds-of-investment-risk</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164848-What-are-the-investment-options-for-my-RSA</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164928-What-contributions-are-made-to-my-Excise-Gaming-and-Conservation-plan-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164948-What-day-can-I-retire-from-the-Legislators-Retirement-System</loc>
  <lastmod>2024-07-23T14:43:21Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164968-What-do-I-need-to-do-to-sign-up-new-eligible-employees-for-the-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit-when-they-are-hired-during-the-year</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005164988-What-do-your-retirement-services-consultants-do</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165008-What-happens-if-I-become-disabled-while-I-am-in-the-DROP</loc>
  <lastmod>2024-07-22T19:06:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165028-What-happens-if-I-die-while-I-am-in-the-DROP-Excise-Gaming-Conservation-Plan</loc>
  <lastmod>2024-07-22T19:04:37Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165048-What-happens-if-I-do-not-take-a-distribution-of-my-Defined-Contribution-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165088-What-happens-if-the-date-my-pension-is-normally-deposited-is-on-the-weekend-or-a-holiday</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165108-What-happens-to-my-pension-when-I-die</loc>
  <lastmod>2026-07-02T20:24:24Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165128-What-happens-to-payments-made-to-cover-a-former-employee-in-the-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit-if-a-replacement-employee-is-hired</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165168-What-if-I-don-t-know-my-username-and-password-to-log-on-to-my-PERF-or-TRF-account</loc>
  <lastmod>2026-07-02T16:20:34Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165188-What-if-I-want-to-transfer-from-one-1977-Fund-local-unit-of-government-to-another</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165208-What-if-I-m-contacted-by-a-member-of-the-old-fund-plans-25-37-or-39-who-has-questions</loc>
  <lastmod>2021-09-27T22:41:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165248-What-is-a-defined-contribution-account</loc>
  <lastmod>2026-05-26T14:58:13Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165288-What-is-a-retirement-benefit-workshop</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165308-What-is-a-Rollover-Savings-Account-RSA</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165368-What-is-a-Submission-Unit-and-Submission-Unit-ID-number</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165428-What-is-an-annuity</loc>
  <lastmod>2026-06-21T15:20:10Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165468-What-is-creditable-service</loc>
  <lastmod>2026-06-19T18:50:57Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165488-What-is-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165508-What-is-investment-risk</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165528-What-is-military-service-credit</loc>
  <lastmod>2026-06-28T04:46:45Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165588-What-is-service-credit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165628-What-is-tax-basis</loc>
  <lastmod>2024-07-29T19:04:38Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165648-What-is-the-DC-Partial-Deferment-Withdraw-Non-Taxable-retirement-option</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165688-What-is-the-Monthly-RSA-retirement-option</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165708-What-is-the-Withdraw-Non-Taxable-Portion-Monthly-DC-retirement-option</loc>
  <lastmod>2026-07-06T16:41:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165728-What-is-the-DC-Full-Deferment-retirement-option</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165748-What-is-the-DC-Full-Withdrawal-retirement-option</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165768-What-is-the-Classroom-Disability-Benefit-for-TRF</loc>
  <lastmod>2024-02-29T23:08:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165828-What-is-the-coverage-period-for-the-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165848-What-is-the-difference-between-a-pension-and-a-defined-contribution-DC-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165868-What-is-the-Disability-Retirement-for-TRF</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165888-What-is-the-INPRS-Employer-Advocate-Team</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165908-What-is-the-five-year-inactive-rule</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165928-What-is-the-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005165948-What-is-the-Lump-Sum-Death-Benefit-1977-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166008-What-is-the-retirement-plan-for-Indiana-teachers-called</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166028-What-is-the-Rollover-Savings-Account-Direct-Rollover-retirement-option</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166068-What-is-the-Rollover-Savings-Account-Full-Withdrawal-retirement-option</loc>
  <lastmod>2024-07-23T14:42:13Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166088-What-is-the-vesting-schedule-for-my-variable-rate-contributions-to-the-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2026-06-26T21:05:58Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166108-What-is-TRF</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166128-What-is-vesting</loc>
  <lastmod>2024-07-16T20:26:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166168-What-PERF-plans-can-I-offer-my-employees-as-a-political-subdivision-employer</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166188-What-should-I-do-if-I-think-the-information-on-my-1099-R-is-incorrect</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166208-What-should-I-do-while-my-PERF-or-TRF-retirement-application-is-being-processed</loc>
  <lastmod>2024-07-26T14:29:30Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166228-What-do-I-need-to-do-with-my-1099-R-form</loc>
  <lastmod>2024-04-12T19:02:32Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166288-What-will-happen-once-my-annuity-money-runs-out-while-I-m-retired</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166308-What-will-MetLife-s-annuity-rate-be</loc>
  <lastmod>2024-06-24T17:50:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166328-What-s-the-difference-between-a-TRF-defined-benefit-and-a-Defined-Contribution-Account</loc>
  <lastmod>2024-02-28T01:04:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166368-What-s-the-difference-between-the-PERF-Hybrid-plan-and-the-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2026-07-10T13:15:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166388-When-can-I-retire-from-PERF-or-TRF</loc>
  <lastmod>2026-07-16T15:58:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166408-When-do-I-get-a-COLA-if-I-m-in-PERF</loc>
  <lastmod>2026-06-03T22:13:08Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166468-When-do-I-get-my-retirement-benefit</loc>
  <lastmod>2026-06-11T19:55:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166508-When-will-I-be-vested-in-PERF</loc>
  <lastmod>2024-07-15T13:58:59Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166528-When-will-I-get-my-1099-R</loc>
  <lastmod>2026-02-06T19:37:24Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166608-Where-can-I-find-pension-secretaries-information-for-the-1977-Fund</loc>
  <lastmod>2024-06-05T21:53:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166628-Where-can-I-get-a-list-of-my-employees-Pension-IDs</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166648-Where-can-I-learn-more-about-my-INPRS-fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166668-Where-do-I-find-employer-forms</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166688-Where-do-I-find-my-quarterly-member-statement-online</loc>
  <lastmod>2026-07-11T21:27:01Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166708-Where-do-I-find-the-1977-Fund-handbook</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166728-Where-do-I-find-the-enrollment-form-for-the-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166768-Where-do-I-find-the-Judges-Retirement-System-handbook</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166788-Where-do-I-find-the-Legislators-Retirement-System-handbook</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166828-Where-do-I-find-the-Prosecuting-Attorneys-Retirement-Fund-handbook</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166848-Which-PERF-plan-option-should-I-choose</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166868-Who-determines-the-percentage-of-gross-annual-payroll-contributed-by-political-subdivisions-who-enroll-their-employees-in-PERF-Hybrid</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166908-Who-do-I-need-to-contact-if-my-defined-benefit-payment-is-incorrect</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166928-Who-is-eligible-for-the-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166948-Who-is-eligible-for-the-Teachers-Retirement-Fund</loc>
  <lastmod>2026-06-11T23:26:50Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166968-Who-is-eligible-to-participate-in-the-DROP</loc>
  <lastmod>2024-07-22T18:35:02Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005166988-Why-did-I-receive-a-1099-R-form-from-INPRS</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167028-Why-has-my-account-stopped-earning-interest</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167048-Will-I-receive-a-refund-of-Hero-s-Honor-Line-of-Duty-Special-Death-Benefit-payments-if-eligible-employees-leave-employment</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167068-Will-my-pension-money-run-out</loc>
  <lastmod>2024-04-29T06:39:50Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167108-Does-using-an-outside-annuity-provider-affect-current-or-future-retirees-pension-benefits</loc>
  <lastmod>2025-10-27T14:34:31Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167148-What-funds-does-INPRS-manage</loc>
  <lastmod>2026-06-23T05:27:57Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167168-At-what-age-should-I-retire</loc>
  <lastmod>2024-07-05T16:02:23Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167188-How-do-I-change-my-beneficiary-online</loc>
  <lastmod>2026-07-11T03:17:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167228-I-am-a-member-of-TRF-My-PERF-service-is-not-showing-on-my-quarterly-statement-What-happened-to-this-service</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167248-I-m-retired-and-left-my-DC-account-with-INPRS-at-the-time-I-retired-Do-I-have-to-take-an-account-distribution-once-I-reach-a-certain-age</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167288-I-was-in-the-military-How-can-I-add-this-service-to-my-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167308-How-do-I-update-the-direct-deposit-of-my-retirement-benefit-with-my-new-bank-account-information</loc>
  <lastmod>2026-05-28T13:29:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167328-I-m-retiring-from-my-PERF-covered-position-at-the-end-of-the-month-My-employer-has-agreed-to-re-hire-me-in-the-same-job-after-30-days-Is-this-legal</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167348-If-my-last-day-of-work-is-January-1-when-is-my-retirement-date</loc>
  <lastmod>2026-05-20T13:25:25Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167488-What-is-Hero-s-Honor</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005167508-When-should-I-start-thinking-about-planning-for-retirement</loc>
  <lastmod>2024-08-01T15:25:11Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005427048-What-s-the-timeframe-for-employers-to-submit-employee-contributions</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005482143-Why-did-INPRS-change-recordkeepers</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005482183-Who-was-your-previous-recordkeeper</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005482423-I-hear-there-are-fees-on-certain-accounts-why</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005488286-How-do-I-log-in-to-the-self-service-website</loc>
  <lastmod>2026-07-15T19:00:31Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005488466-Why-can-t-I-just-apply-for-my-retirement-benefits-using-a-paper-form</loc>
  <lastmod>2024-04-14T16:17:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005488486-What-if-I-don-t-have-internet-access-How-do-I-complete-my-retirement-application</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/115005680483-Why-can-t-I-find-a-retirement-application-on-the-INPRS-website</loc>
  <lastmod>2024-04-22T13:30:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000020066-When-I-log-in-to-my-INPRS-account-at-myINPRSRetirement-org-I-m-redirected-to-voya-com-Should-this-be-happening</loc>
  <lastmod>2026-06-12T18:27:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000123783-What-employers-can-participate-in-the-Public-Employees-Retirement-Fund-PERF</loc>
  <lastmod>2026-05-29T16:55:33Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000123883-What-employees-can-be-members-of-the-Public-Employees-Retirement-Fund-PERF</loc>
  <lastmod>2026-05-29T16:55:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000123963-How-do-I-get-a-Submission-Number</loc>
  <lastmod>2024-07-26T15:59:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000124003-When-should-I-enter-wage-and-contribution-reports-into-the-Employer-Reporting-and-Maintenance-ERM-system</loc>
  <lastmod>2024-07-29T18:48:45Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000124083-Do-all-new-units-require-an-actuarial-study</loc>
  <lastmod>2024-07-29T19:03:51Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000124143-What-is-an-actuarial-survey</loc>
  <lastmod>2024-07-29T18:51:59Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000124343-I-am-an-employer-Where-can-I-find-the-Public-Employees-Retirement-Fund-PERF-Hybrid-and-MyChoice-Resolution</loc>
  <lastmod>2024-07-25T19:29:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000124363-What-happens-after-I-submit-my-completed-resolution</loc>
  <lastmod>2024-07-30T15:15:53Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000124403-Where-can-I-review-further-information-about-my-responsibilities-as-an-employer-and-employee-benefits</loc>
  <lastmod>2024-07-26T16:03:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000124423-I-am-an-employer-Where-can-I-access-your-Public-Employees-Retirement-Fund-PERF-Teachers-Retirement-Fund-TRF-and-1977-Fund-participation-forms</loc>
  <lastmod>2024-07-25T19:32:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000124443-I-am-an-employer-When-will-the-Board-approve-my-resolution</loc>
  <lastmod>2024-08-01T15:02:01Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000126646-What-employees-are-excluded-from-membership</loc>
  <lastmod>2024-07-31T12:50:51Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000126686-How-do-I-submit-Public-Employees-Retirement-Fund-PERF-membership-records</loc>
  <lastmod>2024-07-29T14:24:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000126706-I-am-an-employer-How-do-I-get-help-developing-the-Excel-spreadsheet-I-must-use-to-enter-my-employees-information</loc>
  <lastmod>2024-07-29T14:04:37Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000126746-When-is-participation-in-the-Public-Employees-Retirement-Fund-PERF-Hybrid-plan-effective-for-employers</loc>
  <lastmod>2024-07-30T15:09:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000126806-What-is-an-actuarial-study</loc>
  <lastmod>2024-07-29T18:52:31Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000126826-When-should-my-organization-submit-the-actuarial-survey-form-to-INPRS</loc>
  <lastmod>2024-08-01T20:21:58Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000126866-When-will-my-organization-get-the-results-from-the-actuarial-survey</loc>
  <lastmod>2024-08-01T20:18:48Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000126946-I-am-an-employer-If-my-organization-wants-to-pay-for-prior-service-what-is-the-payment-process</loc>
  <lastmod>2024-08-01T20:22:17Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000127086-I-am-an-employer-Where-can-I-review-information-about-providing-Public-Employees-Retirement-Fund-PERF-Teachers-Retirement-Fund-TRF-and-1977-Fund-benefits-for-my-employees</loc>
  <lastmod>2024-07-26T16:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000127146-I-am-an-employer-If-my-organization-were-to-join-the-Public-Employees-Retirement-Fund-PERF-when-would-the-effective-date-be</loc>
  <lastmod>2024-07-30T15:06:55Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000127206-I-am-an-employer-When-is-my-actuarial-survey-due</loc>
  <lastmod>2024-08-01T20:26:33Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000127266-I-am-an-employer-How-do-I-join-the-Public-Employees-Retirement-Fund-PERF</loc>
  <lastmod>2024-07-30T14:45:10Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000127286-I-am-a-public-school-How-do-I-join-the-Teachers-Retirement-Fund-TRF</loc>
  <lastmod>2024-07-25T19:23:56Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000127346-What-s-the-process-for-turnaround-schools-to-join-PERF-and-or-TRF</loc>
  <lastmod>2024-10-07T20:45:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000127386-How-do-I-join-the-77-Fund-as-an-employer</loc>
  <lastmod>2021-05-16T14:26:28Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000426863-I-m-a-non-vested-TRF-member-How-can-I-receive-an-online-retirement-benefit-estimate</loc>
  <lastmod>2024-07-15T13:22:10Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000426946-I-am-a-vested-PERF-Hybrid-plan-member-How-can-I-receive-an-online-retirement-benefit-estimate</loc>
  <lastmod>2024-07-10T14:24:11Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000426966-I-m-a-vested-TRF-member-How-can-I-receive-an-online-retirement-benefit-estimate</loc>
  <lastmod>2024-07-15T13:22:47Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000427003-I-m-a-non-vested-PERF-Hybrid-plan-member-How-can-I-receive-an-online-retirement-benefit-estimate</loc>
  <lastmod>2024-07-15T13:23:48Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000427023-I-m-a-My-Choice-plan-member-How-can-I-receive-an-online-retirement-benefit-estimate</loc>
  <lastmod>2024-07-15T13:27:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000624803-What-is-the-difference-between-active-and-passive-investment-management</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000642506-Why-will-my-PERF-or-TRF-monthly-joint-and-survivor-benefit-amount-decrease-if-I-retire-later</loc>
  <lastmod>2024-07-15T14:15:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000642526-What-is-an-actuary</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000995323-What-are-stocks</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360000995443-What-are-commodities</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001010006-What-are-bonds</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001396203-How-will-I-be-notified-of-my-LEDC-loan-payment-amount-and-due-date</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001396543-I-am-unable-to-make-my-LEDC-loan-payment-What-happens-now</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001399103-What-happens-if-I-default-on-my-LEDC-loan</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001399143-How-much-interest-am-I-paying-on-my-LEDC-loan</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001399163-Will-the-interest-on-my-LEDC-loan-be-paid-back-into-my-account</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001399183-How-long-will-I-have-to-repay-the-LEDC-loan</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001399223-How-soon-after-returning-from-an-approved-leave-of-absence-or-qualified-military-leave-do-I-have-to-resume-payments-on-my-LEDC-loan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400263-What-is-a-Teachers-Retirement-Fund-TRF-annual-member-statement-AMS</loc>
  <lastmod>2026-05-21T16:27:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400283-How-do-I-get-a-Public-Employees-Retirement-Fund-PERF-or-Teachers-Retirement-Fund-TRF-annual-member-statement-AMS</loc>
  <lastmod>2024-06-11T14:28:22Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400303-Am-I-guaranteed-to-receive-the-estimated-monthly-defined-benefit-amount-provided-in-my-annual-member-statement</loc>
  <lastmod>2026-06-13T18:50:47Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400323-How-recent-is-the-information-provided-in-my-annual-member-statement</loc>
  <lastmod>2024-06-04T16:12:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400343-Can-I-retire-earlier-than-my-possible-full-retirement-date</loc>
  <lastmod>2024-07-05T15:58:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400383-What-does-small-mid-cap-equity-mean</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400403-What-is-large-cap-equity</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400503-How-do-I-know-if-I-m-an-active-or-inactive-member</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400523-What-is-the-difference-between-my-primary-and-contingent-beneficiaries</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400563-What-does-the-reduced-benefits-section-of-my-annual-member-statement-mean</loc>
  <lastmod>2024-03-14T23:15:30Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400623--I-recently-left-my-job-What-happens-with-my-money</loc>
  <lastmod>2026-06-22T12:56:48Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001400903-Is-there-current-legislation-that-specifies-the-level-of-pension-funding-the-state-must-allocate-to-each-plan</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001418286-What-is-the-difference-between-being-delinquent-and-defaulting-on-an-LEDC-loan</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001418306-If-I-default-on-my-LEDC-loan-will-it-impact-my-credit-rating</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001418326-Do-I-pay-a-tax-or-penalty-for-defaulting-on-my-LEDC-loan</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001418346-Can-I-retire-or-leave-my-position-if-I-am-still-repaying-my-LEDC-loan</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001418366-Can-I-make-my-LEDC-loan-payment-by-payroll-deduction</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001418386-Are-LEDC-loan-payments-made-with-before-tax-dollars-like-contributions</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001418406-Can-I-take-out-another-loan-on-my-LEDC-account</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001418426-I-am-on-an-approved-leave-of-absence-or-a-qualified-military-leave-Do-I-have-to-repay-my-LEDC-loan-while-I-am-on-leave</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419386-What-is-a-Public-Employees-Retirement-Fund-PERF-annual-member-statement-AMS</loc>
  <lastmod>2026-05-19T20:33:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419426-Why-did-I-receive-an-annual-member-statement-AMS</loc>
  <lastmod>2024-06-11T14:29:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419446-My-annual-member-statement-AMS-is-not-accurate-Who-can-I-call-for-help</loc>
  <lastmod>2024-06-04T16:13:11Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419466-My-personal-information-in-my-annual-member-statement-AMS-is-not-accurate-How-do-I-change-this-information</loc>
  <lastmod>2024-06-11T14:30:48Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419486-How-can-I-find-my-top-earning-salaries</loc>
  <lastmod>2026-06-22T15:40:42Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419506-How-often-will-I-receive-my-annual-member-statement</loc>
  <lastmod>2026-07-08T18:19:37Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419526-What-does-the-total-purchased-service-credits-section-of-my-annual-member-statement-mean</loc>
  <lastmod>2024-06-11T14:37:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419566-What-should-I-consider-before-purchasing-an-annuity</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419606-Why-do-I-need-to-know-my-average-rate-of-return-compared-to-the-average-12-month-inflation-rate</loc>
  <lastmod>2024-06-04T16:10:45Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419666-Where-on-my-annual-member-statement-can-I-find-out-how-much-my-employer-is-contributing-to-my-defined-contribution-account</loc>
  <lastmod>2024-06-04T16:10:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419686-Do-I-have-to-purchase-an-annuity-through-MetLife</loc>
  <lastmod>2026-05-17T19:09:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360001419746-Who-is-on-the-INPRS-Board-and-how-do-they-relate-to-me-as-a-member</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360020246012-What-is-the-employer-contribution-rate-for-TRF-My-Choice</loc>
  <lastmod>2026-07-08T20:58:20Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360020246092-Where-should-we-report-wages-and-contributions-until-our-employees-make-an-election</loc>
  <lastmod>2024-06-04T15:40:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360020492071-When-will-the-new-employer-contribution-rates-come-into-effect-each-year</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360020493031-What-are-the-appropriation-requests-for-2026-and-2027</loc>
  <lastmod>2026-02-17T19:01:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360020493171-What-is-the-employer-contribution-rate-for-the-State-of-Indiana-PERF-My-Choice-plan</loc>
  <lastmod>2026-02-11T20:09:31Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360020493491-What-are-the-surcharge-rates-for-INPRS-plan-supplemental-reserve-accounts</loc>
  <lastmod>2026-02-17T19:03:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360020663891-If-I-have-missing-members-from-my-wage-and-contribution-reports-what-do-I-do</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360020732852-Why-do-I-need-to-know-about-changes-to-INPRS-DC-account-investment-options</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360020733912-Who-determines-the-changes-with-investment-options</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021209551-How-do-I-submit-my-wages-and-contributions-if-my-employees-don-t-make-an-election</loc>
  <lastmod>2026-06-02T17:08:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021394512-Does-purchased-service-credit-apply-to-the-State-of-Indiana-Retirement-Medical-Benefits-RMBA-Plan</loc>
  <lastmod>2021-09-21T20:33:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021395312-When-will-my-spouse-and-or-dependents-receive-reimbursements-for-their-RMBA-plan-qualifying-premiums</loc>
  <lastmod>2024-03-29T19:47:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021395552-I-m-ready-to-retire-now-When-will-my-RMBA-account-funds-become-available</loc>
  <lastmod>2025-01-28T21:54:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021395572-When-can-I-use-the-funds-in-my-RMBA</loc>
  <lastmod>2026-07-14T20:16:10Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021398232-If-I-transferred-from-an-agency-where-I-was-an-eligible-employee-to-a-non-eligible-employee-do-I-remain-a-participant-in-the-RMBA-plan</loc>
  <lastmod>2021-09-21T20:33:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021398372-How-do-I-enroll-in-the-Retirement-Medical-Benefits-Account-plan</loc>
  <lastmod>2026-06-05T12:42:34Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021398572-What-expenses-are-eligible-for-reimbursement-under-the-State-of-Indiana-RMBA-plan</loc>
  <lastmod>2026-06-11T14:23:08Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021398772-How-do-I-receive-my-reimbursement-for-qualified-expenses-under-the-State-of-Indiana-RMBA-plan</loc>
  <lastmod>2026-07-14T20:17:11Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021398832-What-should-be-included-with-my-RMBA-claim</loc>
  <lastmod>2024-04-12T17:11:42Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021398992-What-qualifies-as-proof-of-insurance-under-the-State-of-Indiana-RMBA-plan</loc>
  <lastmod>2026-07-14T20:16:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021399032--What-happens-to-the-funds-in-my-RMBA-if-I-m-a-retired-participant-and-I-don-t-submit-any-reimbursement-claims-for-6-months-or-longer</loc>
  <lastmod>2024-04-17T14:56:08Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021399992-I-am-a-covered-dependent-of-an-RMBA-plan-participant-eligible-for-normal-unreduced-retirement-on-the-date-of-their-death-Are-my-qualifying-premiums-eligible-for-reimbursement-of-qualified-expenses</loc>
  <lastmod>2023-02-20T02:57:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021400512-Can-my-RMBA-be-used-to-reimburse-me-for-the-cost-of-insurance-premiums-for-coverage-provided-on-the-ACA-exchange-the-Marketplace</loc>
  <lastmod>2023-09-26T17:17:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021613812-Do-all-employers-have-to-pay-the-TRF-My-Choice-plan-supplemental-rate</loc>
  <lastmod>2024-06-04T15:12:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021614232-Does-the-gross-annual-payroll-percentage-remain-the-same-or-does-it-change</loc>
  <lastmod>2024-06-04T13:47:27Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021614332-Are-substitute-teachers-eligible-to-enroll</loc>
  <lastmod>2024-06-04T13:39:18Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021637611-Who-can-be-a-participant-in-the-State-of-Indiana-Retirement-Medical-Benefits-Account-RMBA-plan</loc>
  <lastmod>2024-06-27T16:35:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021637851-Who-is-considered-to-be-a-covered-dependent-in-the-State-of-Indiana-RMBA-plan</loc>
  <lastmod>2024-02-14T21:09:53Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021640951-Will-I-continue-to-receive-annual-RMBA-contributions-after-I-retire</loc>
  <lastmod>2023-12-01T18:24:37Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021641111-What-is-included-in-the-State-of-Indiana-RMBA-plan-welcome-packet</loc>
  <lastmod>2024-04-03T20:44:38Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021641271-My-insurance-plan-also-provides-non-health-related-benefits-such-as-discounts-on-certain-consumer-products-and-services-Are-those-premiums-eligible-for-reimbursement-under-the-RMBA-plan</loc>
  <lastmod>2024-08-08T17:30:42Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021641351-Can-I-submit-my-RMBA-plan-reimbursement-claim-prior-to-receiving-the-service</loc>
  <lastmod>2024-04-03T20:47:59Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021641611-What-qualifies-as-a-proof-of-payment-for-reimbursement-under-the-State-of-Indiana-RMBA-plan</loc>
  <lastmod>2024-06-27T16:42:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021642031-My-spouse-has-health-insurance-through-their-employer-The-premiums-are-paid-post-tax-Is-this-eligible-for-reimbursement-from-the-RMBA-plan-if-I-am-a-retired-participant</loc>
  <lastmod>2024-08-07T19:53:00Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021642071-Can-a-covered-dependent-continue-to-receive-reimbursements-under-the-RMBA-plan-after-a-qualified-retiree-s-death</loc>
  <lastmod>2021-09-21T20:33:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021642371-What-happens-to-my-RMBA-if-I-leave-state-employment-before-I-retire</loc>
  <lastmod>2024-06-27T16:32:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021642411-What-happens-to-my-RMBA-if-I-do-not-have-an-interruption-in-state-service-and-move-from-one-participating-employer-to-another</loc>
  <lastmod>2021-09-21T20:33:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021642731-If-I-have-an-interruption-in-state-service-two-years-from-now-with-a-RMBA-balance-of-several-thousand-dollars-and-I-return-a-few-years-later-what-happens-when-I-later-receive-an-unreduced-retirement-benefit-and-have-more-than-15-years-of-service</loc>
  <lastmod>2023-08-29T14:08:53Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021642831-I-only-received-an-annual-letter-from-Social-Security-outlining-the-payments-being-taken-from-my-monthly-stipend-Is-it-possible-to-be-reimbursed-under-the-RMBA-plan-on-a-monthly-basis</loc>
  <lastmod>2024-08-08T17:44:13Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021833771-Who-is-eligible-to-participate-in-TRF-My-Choice</loc>
  <lastmod>2023-02-28T22:56:32Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021833951-What-is-the-TRF-My-Choice-Retirement-Savings-Plan-supplemental-rate</loc>
  <lastmod>2026-02-11T17:33:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021834071-How-much-can-employers-pay-into-the-TRF-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2024-06-04T15:12:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021834091-What-happens-if-an-employee-fails-to-make-an-election-in-TRF-Hybrid-or-TRF-My-Choice-Retirement-Savings-Plan</loc>
  <lastmod>2024-06-04T13:48:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360021835071-What-is-the-difference-between-the-TRF-Hybrid-and-My-Choice-plans</loc>
  <lastmod>2024-06-04T13:33:45Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360022097952-Why-is-there-an-amount-in-box-5-I-didn-t-pay-insurance-premiums</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360022098032--I-am-a-beneficiary-of-an-INPRS-member-who-has-recently-died-If-I-need-to-receive-a-copy-of-their-1099-R-form-how-should-I-go-about-that-process</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360023389972-What-should-I-do-if-I-can-t-find-my-PIN</loc>
  <lastmod>2026-06-10T19:20:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360023390012-What-do-I-do-if-I-never-received-my-PIN</loc>
  <lastmod>2026-06-17T17:28:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360026630452-Who-is-the-INPRS-Financial-Wellness-Guide-for</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360026630952-Can-I-get-a-hard-copy-of-the-INPRS-Financial-Wellness-Guide</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360026909771-What-is-the-INPRS-Financial-Wellness-Guide</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360026910071-Can-I-share-the-INPRS-Financial-Wellness-Guide</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360026910271-How-can-my-employees-use-the-INPRS-Financial-Wellness-Guide</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360027326191-Are-all-DROPs-the-same</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360027706132-I-m-not-currently-in-a-Target-Date-Fund-but-should-I-be</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360027706912-What-is-the-difference-between-investing-to-retirement-vs-through-retirement</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360027706972-What-are-Target-Date-Funds</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360027980471-Where-can-I-go-to-review-my-investments</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360027980671-What-if-I-want-to-change-what-I-am-invested-in</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360027981951-What-do-I-need-to-know-about-asset-allocation</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360027982211-How-do-I-know-what-Target-Date-Fund-is-the-best-for-me</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360027985051-What-is-a-glide-path</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360027985711-Is-there-a-deadline-to-make-investment-changes</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360028306972-What-does-the-Target-Date-Fund-name-mean</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360028905992-What-is-the-employer-contribution-rate-for-the-TRF-Hybrid-TRF-96-Plan</loc>
  <lastmod>2026-02-11T20:58:34Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360028910072-How-will-the-Hoosier-S-T-A-R-T-Target-Fund-changes-affect-my-retirement</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360028911612-Aren-t-Hoosier-S-T-A-R-T-and-INPRS-the-same-thing</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360028912112-Do-Hoosier-S-T-A-R-T-and-INPRS-have-the-same-target-date-funds</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360028915912-What-is-the-employer-contribution-rate-for-the-Legislators-Defined-Contribution-Plan</loc>
  <lastmod>2026-02-11T22:32:01Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360029217411-What-is-the-employer-contribution-rate-for-the-PERF-Hybrid-plan</loc>
  <lastmod>2026-02-11T17:43:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360029221131-Who-does-the-Hoosier-S-T-A-R-T-Target-Date-Fund-change-affect</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360029222311-Who-made-the-decision-to-change-the-Hoosier-S-T-A-R-T-funds</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360029222651-Can-I-make-a-change-to-my-Hoosier-S-T-A-R-T-account-now</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360029223111-Where-can-I-find-more-Hoosier-S-T-A-R-T-information</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360029225591-What-are-the-employer-contribution-rates-for-the-political-subdivision-PERF-My-Choice-plan</loc>
  <lastmod>2026-02-11T20:53:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360029227031-What-is-the-employer-contribution-rate-for-the-Excise-Gaming-and-Conservation-Officers-EG-C-Fund</loc>
  <lastmod>2026-02-11T22:27:33Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360031169071-As-an-TRF-covered-employer-what-date-should-we-enter-into-ERM-as-the-hire-date-for-a-new-teacher</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360031911152-Where-can-I-find-the-presentation-I-attended-about-creating-a-budget</loc>
  <lastmod>2024-07-16T20:18:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360033922751-Can-I-get-a-prospectus-for-my-INPRS-retirement-account-investment-option</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035062652-Who-has-a-defined-contribution-account-with-INPRS</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035062812-I-m-retired-how-do-DC-account-administrative-fees-affect-me</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035063432-Why-can-t-INPRS-pay-the-defined-contribution-account-administrative-fee-Why-do-I-have-to</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035108972-Why-is-my-birth-date-incorrect-in-your-system-when-I-know-I-used-my-correct-DOB-to-enroll</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035109172-Where-did-you-get-a-different-reported-date-of-birth-for-me-and-do-I-need-to-correct-it</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035433771-How-do-you-calculate-the-amount-of-the-defined-contribution-account-administrative-fee</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035433851-What-expenses-do-defined-contribution-account-administrative-fees-cover</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035433971-How-does-INPRS-help-offset-a-defined-contribution-account-administrative-fee-increase-to-impacted-members</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035434111-Why-does-INPRS-charge-administrative-fees</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035434391-Who-is-affected-by-increases-in-defined-contribution-account-administrative-fees</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035477691-Could-it-become-an-issue-if-my-birthday-is-incorrect-with-INPRS</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360035505252-Does-INPRS-offer-a-budgeting-worksheet-to-assist-with-monthly-financial-planning</loc>
  <lastmod>2026-06-05T19:26:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360037525592-What-is-the-employer-contribution-rate-for-the-77-fund</loc>
  <lastmod>2026-02-11T22:25:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039498412-What-conditions-do-I-have-to-meet-before-I-can-become-a-member-of-the-77-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039499052-When-will-I-be-eligible-to-receive-unreduced-77-Fund-retirement-benefits</loc>
  <lastmod>2024-02-28T21:36:10Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039499452-Under-what-circumstances-am-I-allowed-to-designate-a-beneficiary-for-my-77-Fund-retirement-benefits</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039499592-Am-I-required-to-withdraw-my-contribution-account-when-I-leave-77-Fund-covered-employment</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039499652-If-I-terminate-77-Fund-covered-employment-can-I-become-re-employed-after-becoming-40-years-old</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039529052-How-do-I-know-if-my-77-Fund-disability-benefit-is-determined-under-a-class-of-impairment</loc>
  <lastmod>2024-07-19T15:45:22Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039529112-How-does-INPRS-determine-the-amount-payable-for-77-Fund-disability-benefits</loc>
  <lastmod>2024-02-09T16:38:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039531932-If-I-receive-a-77-Fund-disability-benefit-based-on-a-Class-1-or-Class-2-impairment-will-I-receive-that-benefit-for-the-rest-of-my-life</loc>
  <lastmod>2024-07-19T16:21:25Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039905831-What-types-of-benefits-are-available-to-eligible-members-of-the-77-Fund</loc>
  <lastmod>2024-03-07T20:37:56Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039906311-What-is-the-77-Fund-member-contribution-amount</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039906571-What-amount-of-unreduced-retirement-benefit-can-I-get-from-the-77-Fund-when-I-retire</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039906731-Can-I-receive-early-retirement-benefits-from-the-77-Fund</loc>
  <lastmod>2024-07-19T15:42:55Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039906831-If-I-leave-77-Fund-covered-employment-can-I-withdraw-my-contributions-to-the-77-Fund</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039906871-If-I-remarry-do-I-need-to-change-my-77-Fund-beneficiary</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039907071-If-I-withdraw-my-contributions-and-then-later-become-re-employed-as-a-police-officer-or-firefighter-may-I-buy-back-that-forfeited-service</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039907411-What-is-the-process-once-I-submit-my-application-for-77-Fund-disability-benefits</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039935391-For-77-Fund-disability-benefits-who-determines-the-degree-of-impairment</loc>
  <lastmod>2023-08-25T02:55:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039935591-Will-my-surviving-spouse-be-entitled-to-a-benefit-if-I-die-after-my-77-Fund-disability-benefits-begin</loc>
  <lastmod>2024-07-19T15:59:24Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039935911-Should-I-apply-for-77-Fund-disability-benefits-while-I-am-receiving-pay-or-wait-until-my-pay-has-ended</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039937171-Will-I-be-required-to-have-a-medical-examination-when-I-apply-for-77-Fund-disability-benefits</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360039937931-If-I-want-to-take-an-available-light-duty-position-in-my-department-am-I-still-eligible-for-77-Fund-disability-benefits</loc>
  <lastmod>2024-08-01T13:53:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360040605092-I-m-already-receiving-an-INPRS-benefit-what-do-stock-market-fluctuations-mean-to-me</loc>
  <lastmod>2023-11-07T14:33:58Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360041036091-Will-the-funds-in-my-defined-contribution-DC-account-be-affected-by-current-stock-market-fluctuations</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360041036931-I-m-not-retired-yet-Will-the-current-market-volatility-impact-my-potential-future-defined-benefit-pension-amount</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360041153772-How-do-I-know-you-work-for-INPRS-PERF-TRF</loc>
  <lastmod>2026-07-02T20:45:21Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360041154032-How-can-I-continue-to-do-business-with-INPRS-during-COVID-19</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360041590111-How-is-INPRS-caring-for-their-employees-during-COVID-19</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360042067931-I-received-an-RMD-in-2020-and-I-want-to-keep-it-Do-I-need-to-do</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360042068031-Why-can-t-I-return-my-RMD-to-my-INPRS-defined-contribution-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360042192652-How-do-I-treat-a-laid-off-employee-versus-a-furloughed-employee-within-the-EPPA-system-as-an-INPRS-participating-employer</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360042438331-Can-I-change-my-beneficiary-and-or-benefit-option-after-retiring-from-PERF</loc>
  <lastmod>2026-06-16T00:34:34Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360042814211-I-m-a-member-of-the-PERF-My-Choice-plan-and-I-am-not-yet-vested-in-all-of-my-employer-contributions-How-much-of-my-balance-could-I-have-access-to</loc>
  <lastmod>2024-02-29T23:19:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360045907172-What-is-an-INPRS-provided-debit-card</loc>
  <lastmod>2024-07-15T18:05:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046093652-What-is-a-benefit-recipient</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046094272-How-can-I-use-my-INPRS-debit-card</loc>
  <lastmod>2022-04-08T22:26:00Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046101132-Will-I-be-charged-out-of-network-fees-on-my-INPRS-debit-card</loc>
  <lastmod>2020-08-27T23:16:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046108592-Can-I-still-receive-my-INPRS-monthly-benefit-in-paper-checks</loc>
  <lastmod>2024-07-15T17:58:08Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046245072-Do-I-have-to-create-a-PIN-number-to-use-my-INPRS-debit-card</loc>
  <lastmod>2024-07-15T17:56:25Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046247412-Can-I-switch-from-the-INPRS-debit-card-to-direct-deposit-to-my-bank-account</loc>
  <lastmod>2021-02-03T03:30:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046247432-Is-there-an-enrollment-deadline-to-switch-to-an-INPRS-debit-card</loc>
  <lastmod>2024-07-12T20:34:20Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046247632-Is-there-a-withdrawal-limit-on-my-INPRS-debit-card</loc>
  <lastmod>2024-07-12T19:59:57Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046248412-How-will-I-receive-my-INPRS-debit-card</loc>
  <lastmod>2023-01-27T02:07:00Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046249932-Can-I-put-my-own-money-on-my-INPRS-debit-card</loc>
  <lastmod>2024-07-12T19:40:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046250032-Does-my-INPRS-debit-card-have-fraud-protection</loc>
  <lastmod>2020-07-27T22:38:22Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046251252-What-if-I-don-t-receive-my-INPRS-debit-card</loc>
  <lastmod>2024-07-12T19:35:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046252592-Can-I-use-my-INPRS-debit-card-outside-of-the-U-S</loc>
  <lastmod>2024-07-12T18:51:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046260752-What-happens-if-I-don-t-activate-my-INPRS-debit-card</loc>
  <lastmod>2024-07-12T18:47:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046261012-What-if-I-don-t-see-a-benefit-on-my-INPRS-debit-card</loc>
  <lastmod>2024-07-10T15:45:57Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046261232-What-s-the-difference-between-my-account-at-www-goprogram-com-and-www-myINPRSRetirement-org</loc>
  <lastmod>2024-07-12T19:45:59Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046294711-Why-did-INPRS-make-the-change-from-paper-checks-to-debit-cards-for-pension-benefit-payments</loc>
  <lastmod>2024-07-15T18:08:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046302071-When-did-INPRS-communicate-the-change-from-paper-checks-to-debit-cards-to-benefit-recipients</loc>
  <lastmod>2024-07-15T18:06:30Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046512832-Will-there-be-fees-if-I-use-my-INPRS-debit-card</loc>
  <lastmod>2024-07-12T19:39:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046542031-Where-can-I-use-my-INPRS-debit-card</loc>
  <lastmod>2024-08-27T16:56:16Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046542351-What-are-my-other-options-to-receive-my-INPRS-monthly-benefit-besides-a-debit-card</loc>
  <lastmod>2024-07-15T18:02:02Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046691651-Will-my-INPRS-debit-card-expire</loc>
  <lastmod>2024-07-15T17:53:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046692411-What-happens-if-I-misplace-my-INPRS-debit-card</loc>
  <lastmod>2021-12-04T17:05:47Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046693891-Who-can-I-contact-if-I-have-any-issues-questions-with-my-INPRS-debit-card</loc>
  <lastmod>2024-07-12T19:44:34Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046693931-Is-there-an-overdraft-credit-feature-with-the-INPRS-debit-card</loc>
  <lastmod>2024-07-12T19:41:56Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046694731-How-do-I-check-the-balance-on-my-INPRS-debit-card</loc>
  <lastmod>2024-07-12T19:45:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360046704611-What-should-I-do-with-my-INPRS-debit-card-if-I-switch-to-direct-deposit</loc>
  <lastmod>2024-07-12T18:48:27Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360047727931-What-pension-benefit-payment-options-are-available-for-the-PERF-and-TRF-hybrid-plans</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360053055512-As-an-active-member-of-an-INPRS-fund-am-I-able-to-take-a-distribution-from-my-defined-contribution-account</loc>
  <lastmod>2026-07-10T15:51:25Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360053525291-What-are-the-requirements-to-take-an-in-service-distribution-from-my-defined-contribution-account</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360054516212-How-do-judges-determine-if-they-re-eligible-for-the-Retirement-Medical-Benefits-Account-RMBA</loc>
  <lastmod>2024-10-07T19:58:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360054518892-What-happens-if-a-current-or-former-judge-dies-before-completing-and-filing-or-submitting-a-form-designating-their-surviving-spouse-for-the-RMBA</loc>
  <lastmod>2024-08-08T17:34:47Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360054841151-I-was-eligible-to-retire-years-ago-Can-I-get-a-retroactive-benefit-payment-back-to-my-earliest-retirement-date</loc>
  <lastmod>2024-07-08T18:27:55Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360054841191-Why-can-INPRS-only-provide-up-to-a-six-month-retroactive-benefit-for-members-who-were-eligible-to-retire-but-had-applied-after-their-eligibility-date</loc>
  <lastmod>2024-04-07T23:02:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360054842411-Why-did-INPRS-realign-the-US-Small-Mid-Cap-Equity-Fund-on-or-around-Mar-31-2021</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360054949511-Do-surviving-spouses-of-members-eligible-for-the-RMBA-maintain-eligibility-for-life</loc>
  <lastmod>2026-06-02T16:17:38Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360058044252-I-don-t-understand-the-Past-Performance-of-Investment-Fund-Options-section-of-my-quarterly-statement-what-s-it-about</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360058492551-Is-my-rollover-savings-account-and-its-balance-included-in-my-quarterly-statement</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360060087051-What-are-the-Employer-Roles-within-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360060087491-What-are-the-different-contact-types-within-ERM</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360060484251-What-services-are-available-at-the-INPRS-lobby</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360060484331-What-services-are-not-available-in-the-INPRS-lobby</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360060484471-Do-I-have-to-wear-a-mask-and-social-distance-when-visiting-the-INPRS-lobby</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360061004771-What-is-a-systematic-withdrawal</loc>
  <lastmod>2026-07-14T17:48:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360061005251-How-does-a-systematic-withdrawal-differ-from-an-annuity</loc>
  <lastmod>2026-06-04T21:32:22Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360061005411-Who-can-sign-up-for-systematic-withdrawals</loc>
  <lastmod>2024-02-29T23:19:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360061009211-Can-I-cancel-my-systematic-withdrawal</loc>
  <lastmod>2024-03-05T14:39:47Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360061009311-Are-taxes-taken-out-of-my-systematic-withdrawal</loc>
  <lastmod>2024-05-01T18:18:13Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360061272532-What-makes-INPRS-change-their-assumed-rate-of-return</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360061272552-Is-INPRS-able-to-pay-their-pension-liabilities-with-a-lower-assumed-rate-of-return</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/360061689191-Does-a-change-to-the-assumed-rate-of-return-mean-I-ll-get-less-of-a-pension-payment</loc>
  <lastmod>2024-02-29T23:13:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403005489300-Can-I-change-my-systematic-withdrawal-amount</loc>
  <lastmod>2026-05-27T19:05:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403013365524-What-is-a-systematic-withdrawal</loc>
  <lastmod>2026-07-02T00:19:22Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403013382036-How-does-a-systematic-withdrawal-differ-from-an-annuity</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403013441044-What-happens-to-my-DC-balance-when-I-die-if-I-am-still-getting-systematic-withdrawals</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403048187156-What-happens-to-my-DC-balance-when-I-die-if-I-am-still-getting-systematic-withdrawals</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403048197780-Can-I-change-my-systematic-withdrawal</loc>
  <lastmod>2026-05-27T19:04:48Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403048202516-Can-I-cancel-my-systematic-withdrawal</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403048212884-Are-taxes-taken-out-of-my-systematic-withdrawal</loc>
  <lastmod>2026-07-02T20:37:21Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403063096084-Who-can-sign-up-for-systematic-withdrawals</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403063104660-Are-systematic-withdrawals-guaranteed</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403079717908-What-s-the-difference-between-a-cost-of-living-adjustment-COLA-and-a-13th-check</loc>
  <lastmod>2026-07-13T21:02:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403377885972-Is-the-cash-refund-feature-the-same-as-the-minimum-death-benefit</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403384384788-What-is-the-cash-refund-feature</loc>
  <lastmod>2024-06-24T17:47:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403616202132-Who-determines-whether-PERF-TRF-EG-C-JRS-and-LE-DB-retirees-receive-a-COLA-or-a-13th-check</loc>
  <lastmod>2024-01-20T13:50:01Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403616307092-Will-there-be-a-13th-check-this-year</loc>
  <lastmod>2026-07-01T12:51:37Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403616340756-Will-there-be-a-COLA-this-year</loc>
  <lastmod>2026-07-08T20:12:53Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403618727572-How-is-a-COLA-or-13th-check-funded</loc>
  <lastmod>2024-02-29T23:31:30Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4403618757524-What-is-a-supplemental-reserve-account-SRA</loc>
  <lastmod>2024-06-05T18:50:23Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406892468628-If-an-RMBA-participant-remarries-is-the-new-spouse-eligible-for-survivor-benefits</loc>
  <lastmod>2021-09-21T20:33:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406892524820-Does-a-covered-dependent-for-my-RMBA-have-to-be-a-child</loc>
  <lastmod>2022-02-25T17:05:58Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406892612500-Do-I-have-to-make-contributions-into-the-RMBA</loc>
  <lastmod>2026-07-14T21:02:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406892981524-Does-my-spouse-automatically-receive-my-RMBA-after-my-death</loc>
  <lastmod>2026-07-14T18:14:56Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406893017876-How-do-I-designate-my-spouse-to-receive-my-RMBA-after-my-death</loc>
  <lastmod>2026-06-02T16:17:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406893054612-How-do-I-access-my-RMBA-account-once-I-m-retired</loc>
  <lastmod>2024-06-27T16:38:53Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406893350548-I-only-received-an-annual-letter-from-Social-Security-outlining-the-payments-being-taken-from-my-monthly-benefit-Is-it-possible-to-be-reimbursed-under-the-RMBA-plan-on-a-monthly-basis</loc>
  <lastmod>2026-06-25T18:08:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406894028052-I-m-a-senior-judge-Am-I-eligible-to-receive-reimbursement-from-the-RMBA</loc>
  <lastmod>2022-04-04T18:32:28Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406900368148-Are-PERF-My-Choice-plan-members-eligible-for-RMBA-on-their-last-day-in-pay-if-they-are-at-least-62-and-have-five-years-in-the-plan</loc>
  <lastmod>2022-08-22T14:11:04Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406900426516-I-am-currently-receiving-disability-payments-through-the-state-long-term-disability-insurance-plan-INPRS-has-determined-that-I-am-now-eligible-for-a-PERF-disability-retirement-benefit-Will-I-qualify-for-the-Retirement-Medical-Benefits-Plan</loc>
  <lastmod>2024-08-07T19:38:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406900452500-What-is-the-Retirement-Medical-Benefits-Account-plan</loc>
  <lastmod>2026-06-26T13:23:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406900477460-Is-an-HRA-the-same-as-the-RMBA</loc>
  <lastmod>2026-06-04T17:35:55Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406900532884-Who-has-a-Retirement-Medical-Benefits-Account</loc>
  <lastmod>2026-06-26T16:56:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406900777748-What-happens-to-my-RMBA-if-I-separate-from-state-employment-before-I-become-age-and-service-eligible-for-normal-retirement-with-the-Hybrid-plan-or-have-reached-normal-retirement-age-and-am-fully-vested-in-my-My-Choice-plan</loc>
  <lastmod>2023-09-26T17:20:54Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406900840980-If-I-retire-and-am-receiving-reimbursements-can-I-get-a-part-time-or-full-time-job-with-the-state-and-still-be-eligible-for-RMBA-benefits</loc>
  <lastmod>2026-07-09T18:18:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406900881300-I-have-separated-with-a-last-day-In-pay-how-do-I-access-KBA-s-system-to-check-my-balances</loc>
  <lastmod>2025-07-08T18:20:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406900941972-How-do-I-register-to-access-my-RMBA-benefits</loc>
  <lastmod>2026-06-09T09:49:38Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406901336084-Do-I-qualify-for-the-RMBA-if-I-leave-my-state-position-before-I-retire</loc>
  <lastmod>2023-06-01T20:32:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406901402004-Who-is-a-Retired-Participant-for-RMBA</loc>
  <lastmod>2024-01-10T19:44:27Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406901421588-What-happens-if-a-member-dies-before-completing-and-filing-or-submitting-a-form-designating-their-surviving-spouse-for-the-RMBA</loc>
  <lastmod>2023-12-03T20:02:45Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406901454612-Can-a-covered-dependent-continue-to-receive-reimbursements-under-the-RMBA-plan-after-a-qualified-retiree-s-death</loc>
  <lastmod>2024-08-08T17:33:10Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406901583892-How-do-I-change-my-registration-and-profile-information-for-my-Key-Benefits-Administration-account</loc>
  <lastmod>2023-09-27T14:50:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406901607572-What-if-I-die-before-registering-the-name-of-my-spouse-as-my-beneficiary-for-my-RMBA</loc>
  <lastmod>2026-06-02T16:18:49Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406901703060-What-do-I-get-from-my-RMBA</loc>
  <lastmod>2026-06-02T16:36:13Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4406901733012-When-can-I-receive-reimbursements-from-my-RMBA</loc>
  <lastmod>2026-06-25T18:06:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4411034656148-What-is-the-definition-of-a-base-salary-for-first-class-officers</loc>
  <lastmod>2024-07-23T15:42:34Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4411042204692-What-changed-regarding-the-salary-of-a-first-class-patrolman-or-firefighter-as-of-July-1-2023</loc>
  <lastmod>2024-04-10T18:34:23Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4411127118996-What-constitutes-who-qualifies-as-a-First-Class-Patrolman-or-Firefighter</loc>
  <lastmod>2024-07-24T15:25:10Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4411127241108-What-is-a-longevity-increase</loc>
  <lastmod>2023-09-20T15:28:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4411127320468-Which-certified-salary-is-used-for-a-77-Fund-member-s-retirement-benefit-the-certified-salary-from-the-year-of-hire-or-the-one-during-the-year-the-member-ended-active-service</loc>
  <lastmod>2024-04-10T18:35:00Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4411135476628-Can-we-include-clothing-allowances-in-the-certified-salary-figure-for-a-first-class-officer</loc>
  <lastmod>2021-12-09T15:21:38Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4411136221204-What-is-the-difference-between-longevity-pay-of-up-to-20-years-versus-longevity-pay-of-20-to-not-more-than-25-years-if-done-through-the-meet-and-confer-process</loc>
  <lastmod>2024-07-23T15:43:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4419397466004-Can-I-have-my-RIPEA-dues-deducted-from-my-PERF-benefit-payments</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4419397550612-When-will-RIPEA-dues-be-taken-out-of-my-PERF-benefit-payment</loc>
  <lastmod>2024-07-19T15:34:51Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/4419405041684-I-don-t-want-my-RIPEA-dues-deducted-from-my-PERF-benefit-How-do-I-change-this</loc>
  <lastmod>2023-07-13T17:35:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/5050858686996-What-is-a-beneficiary</loc>
  <lastmod>2026-05-30T16:10:01Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/6267513371284-Has-divestment-from-Russian-owned-or-affiliated-companies-affect-members-retirement-benefits</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/6267519683732-What-will-you-do-with-the-money-that-you-divest-from-Russian-owned-or-affiliated-companies</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/6653129158804-How-can-I-find-out-which-INPRS-plan-I-belong-to</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/6684691421332-What-is-Senate-Enrolled-Act-78</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/6715352335380-I-m-a-77-Fund-employer-what-do-I-need-to-do-regarding-SEA-78</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/6715443081620-What-should-I-do-if-I-m-a-77-Fund-employer-and-believe-that-SEA-78-impacts-my-organization</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/6715487728788-As-a-77-Fund-employer-how-do-I-change-the-membership-status-of-full-time-Police-Officers-and-Firefighters-currently-enrolled-in-PERF-to-the-77-Fund-per-SEA-78</loc>
  <lastmod>2024-12-11T19:19:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/6986128098196-What-is-the-INPRS-Member-Advocate-Team</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/16985452153236-What-is-IRC-401-a-17</loc>
  <lastmod>2024-07-19T16:26:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/16985669295124-What-is-an-annual-compensation-limit</loc>
  <lastmod>2024-07-19T16:28:20Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/16987020402324-What-are-the-annual-compensation-limits-for-all-INPRS-funds-per-IRC-401-a-17</loc>
  <lastmod>2024-07-19T16:27:27Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/17369412862356-Why-did-the-International-Equity-Fund-s-benchmark-change-as-of-July-1-2023</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/17369523839892-Why-did-the-Target-Date-Fund-glide-path-change-as-of-July-1-2023</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/17369653193108-Why-did-INPRS-divest-from-Chinese-investments</loc>
  <lastmod>2026-05-29T10:11:06Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/18165878723476-Where-do-I-find-member-forms-for-the-legislators-system</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/19814368673044-Will-the-increase-of-active-exposure-to-the-Fixed-Income-Fund-increase-expense-fees</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/20176799967636-How-can-I-update-my-telephone-number</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/20208583619988-How-can-I-change-my-delivery-preference-for-INPRS-communications</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21652403834644-Who-is-BNY-Mellon</loc>
  <lastmod>2024-03-11T20:50:31Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21652577785748-Why-is-INPRS-transitioning-to-BNY-Mellon</loc>
  <lastmod>2024-05-01T19:04:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21652698659476-Will-I-need-to-create-a-new-login-to-access-my-payments</loc>
  <lastmod>2026-06-27T17:05:20Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21653239935892-When-is-the-transition-to-BNY-Mellon-taking-place</loc>
  <lastmod>2024-01-15T15:16:55Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21653498299156-If-I-want-to-update-my-personal-information-do-I-have-to-do-so-before-the-transition-to-BNY-Mellon</loc>
  <lastmod>2024-02-05T19:09:50Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21653572795284-Will-I-still-receive-my-payments-on-the-same-dates-after-the-transition-to-BNY-Mellon</loc>
  <lastmod>2024-02-15T22:24:01Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21653628202772-Will-I-still-have-access-to-the-old-benefit-payment-area-after-the-transition-to-BNY-Mellon</loc>
  <lastmod>2024-04-15T16:35:31Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21653702960532-Will-the-change-to-BNY-Mellon-affect-my-direct-deposit-payments</loc>
  <lastmod>2024-02-26T18:52:38Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21653711816212-Will-this-transition-to-BNY-Mellon-change-my-benefits</loc>
  <lastmod>2024-02-24T20:48:13Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21653796154004-Where-can-I-find-my-1099-R</loc>
  <lastmod>2026-02-06T19:42:55Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/21653803196948-If-I-live-in-a-different-state-some-of-the-time-how-does-the-change-in-payment-vendors-impact-me</loc>
  <lastmod>2023-12-21T15:01:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/24062035699092-What-is-the-pension-funding-level-for-INPRS</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/24179680587796-How-do-I-request-access-to-public-records-with-INPRS</loc>
  <lastmod>2024-03-08T14:13:47Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/24805711882772-I-have-service-in-another-plan-Does-that-count-toward-my-PERF-retirement</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/33000518453012-How-can-snow-days-affect-teachers-who-are-ready-to-retire</loc>
  <lastmod>2026-07-14T21:01:51Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/34617289147796-The-county-listed-on-my-1099-R-is-incorrect-What-do-I-do</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/34762166907924-Why-did-US-Small-Mid-Cap-Equity-Fund-managers-change</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/34763221980820-Am-I-required-to-take-action-due-to-the-change-in-Small-Mid-Cap-Equity-Fund-management</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/35080956015764-What-do-I-do-if-my-1099-R-doesn-t-show-any-withholding-or-is-incorrect</loc>
  <lastmod>2025-04-24T18:13:14Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/35387053890836-What-changes-are-happening-to-INPRS-s-Target-Date-Funds-in-2025</loc>
  <lastmod>2025-03-05T21:05:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/35387219504276-When-in-2025-will-the-Target-Date-Fund-changes-take-place</loc>
  <lastmod>2025-03-07T19:15:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/35387653511956-What-can-I-do-if-I-don-t-want-my-DC-money-invested-in-the-2015-Target-Date-Fund-to-move</loc>
  <lastmod>2025-03-07T19:16:18Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/35387909445908-Will-I-be-able-to-move-my-investments-while-INPRS-makes-changes-to-the-Target-Date-Funds</loc>
  <lastmod>2025-03-07T19:17:08Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/35388120545172-When-will-I-see-my-DC-money-in-the-2015-Fund-move-to-the-Retirement-Fund</loc>
  <lastmod>2025-03-07T19:20:37Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/35388393419924-Why-is-INPRS-moving-the-assets-in-the-2015-Fund-into-the-Retirement-Fund</loc>
  <lastmod>2025-03-07T19:21:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/35388524549140-What-happens-to-my-DC-money-if-I-m-in-the-2015-Target-Date-Fund-and-don-t-do-anything</loc>
  <lastmod>2025-03-07T19:26:34Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/35388702690324-Since-Target-Date-Funds-become-more-conservative-over-time-does-that-mean-I-won-t-have-to-worry-about-losing-any-money</loc>
  <lastmod>2025-03-07T19:25:24Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/42678368055700-How-do-I-annuitize-my-full-or-partial-defined-contribution-DC-balance</loc>
  <lastmod>2026-07-06T16:39:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/46841490014996-How-do-I-verify-my-eligibility-for-PERF-or-TRF-disability-benefits</loc>
  <lastmod>2026-07-01T12:00:33Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/47984730169748-What-changes-are-happening-to-the-Retiree-Medical-Benefits-Account-RMBA-Plan-in-2026</loc>
  <lastmod>2026-06-30T20:32:02Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/47984795820180-Will-the-changes-to-the-RMBA-Plan-through-SEA-14-impact-retired-participants-or-their-survivors-beneficiaries</loc>
  <lastmod>2026-05-24T05:46:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/47985022363028-Which-active-State-employees-are-eligible-to-receive-additional-contributions-to-their-RMBA</loc>
  <lastmod>2026-07-06T15:40:23Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/50897602078484-What-is-the-My-Choice-Second-Chance-Option</loc>
  <lastmod>2026-07-01T19:44:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/50897602184212-What-is-the-My-Choice-Second-Chance-Option</loc>
  <lastmod>2026-07-01T19:44:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/50897638721044-What-is-the-My-Choice-Second-Chance-Option</loc>
  <lastmod>2026-07-01T19:44:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/50897699630612-Can-I-change-which-INPRS-retirement-plan-I-am-in</loc>
  <lastmod>2026-07-05T18:01:46Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/50897710317588-Can-I-change-which-INPRS-retirement-plan-I-am-in</loc>
  <lastmod>2026-07-01T19:46:04Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/50897736475924-Can-I-change-which-INPRS-retirement-plan-I-am-in</loc>
  <lastmod>2026-07-01T19:46:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51410899789204-What-is-Access-Indiana-and-why-do-I-need-it</loc>
  <lastmod>2026-07-16T14:08:09Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51411009875220-How-do-I-create-an-Access-Indiana-account</loc>
  <lastmod>2026-07-16T14:10:22Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51411088711316-How-do-I-log-in-to-the-EASI-Employer-Portal</loc>
  <lastmod>2026-07-16T14:11:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51411301566228-What-should-I-do-if-I-forget-my-password</loc>
  <lastmod>2026-07-16T14:17:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51411430807444-Why-was-I-logged-out-of-the-portal</loc>
  <lastmod>2026-07-16T14:20:04Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51411520682772-What-is-the-EASI-Employer-Portal</loc>
  <lastmod>2026-07-16T14:22:40Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51411685626644-What-is-changing-for-employers-with-the-new-portal</loc>
  <lastmod>2026-07-16T14:26:28Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412060751636-What-employer-processes-are-not-changing</loc>
  <lastmod>2026-07-16T14:33:32Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412104853268-What-types-of-tasks-can-employers-complete-in-the-portal</loc>
  <lastmod>2026-07-16T14:35:00Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412179292948-Does-the-portal-change-how-employers-submit-wage-and-contribution-reports</loc>
  <lastmod>2026-07-16T14:35:51Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412187433492-Where-can-employers-find-payroll-reporting-deadlines</loc>
  <lastmod>2026-07-16T14:36:53Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412263025428-How-do-employers-correct-payroll-reporting-errors</loc>
  <lastmod>2026-07-16T14:37:53Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412287255956-Does-the-portal-change-how-employers-submit-contribution-payments</loc>
  <lastmod>2026-07-16T14:38:42Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412344897556-What-happens-if-a-wage-report-is-rejected</loc>
  <lastmod>2026-07-16T14:39:45Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412385532052-How-do-I-start-a-new-application-in-the-portal</loc>
  <lastmod>2026-07-16T14:40:39Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412416345876-Can-I-save-an-application-and-return-to-it-later</loc>
  <lastmod>2026-07-16T14:41:34Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412579511444-Can-I-edit-an-application-after-submission</loc>
  <lastmod>2026-07-16T14:44:13Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412588939028-How-can-I-track-the-status-of-an-application</loc>
  <lastmod>2026-07-16T14:45:00Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412613871764-How-do-employers-submit-a-case-or-request-help-through-the-portal</loc>
  <lastmod>2026-07-16T14:45:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412645466004-How-do-employers-communicate-with-INPRS-about-a-case</loc>
  <lastmod>2026-07-16T14:46:38Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412676250388-How-can-I-track-the-status-of-a-submitted-case</loc>
  <lastmod>2026-07-16T14:47:27Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412750275604-Can-employers-view-past-cases-in-the-portal</loc>
  <lastmod>2026-07-16T14:48:25Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412774041364-How-do-I-upload-documents-through-the-portal</loc>
  <lastmod>2026-07-16T14:49:20Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412906815252-What-file-types-are-supported-for-document-uploads</loc>
  <lastmod>2026-07-16T14:51:19Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412948294932-How-do-I-know-if-my-uploaded-documents-were-received</loc>
  <lastmod>2026-07-16T14:52:18Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51412971524372-What-should-I-do-if-I-upload-the-wrong-document</loc>
  <lastmod>2026-07-16T14:53:21Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51413050999316-Will-employers-receive-notifications-when-updates-occur</loc>
  <lastmod>2026-07-16T14:54:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51413475609492-Will-the-portal-send-reminders-for-required-actions</loc>
  <lastmod>2026-07-16T15:02:52Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51414610584596-Where-can-employers-access-training-materials-for-the-portal</loc>
  <lastmod>2026-07-16T15:24:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51414616851860-Are-portal-trainings-self-paced-or-instructor-led</loc>
  <lastmod>2026-07-16T15:25:21Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51414649222420-Where-can-employers-find-quick-reference-guides</loc>
  <lastmod>2026-07-16T15:26:37Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51414777380756-Who-should-employers-contact-if-they-need-help</loc>
  <lastmod>2026-07-16T15:27:57Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51414786570644-What-should-I-do-if-the-portal-is-not-working-correctly</loc>
  <lastmod>2026-07-16T15:28:58Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51414943332244-How-do-employers-manage-user-access-and-permissions</loc>
  <lastmod>2026-07-16T15:31:51Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51415014266260-How-can-an-organization-add-or-remove-users</loc>
  <lastmod>2026-07-16T15:33:23Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51415052152852-What-is-a-submission-unit-in-the-portal</loc>
  <lastmod>2026-07-16T15:34:20Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51415069758740-What-roles-can-employers-have-within-the-portal</loc>
  <lastmod>2026-07-16T15:35:07Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51415116987540-How-can-employers-locate-member-information-in-the-portal</loc>
  <lastmod>2026-07-16T15:35:55Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51416564993940-What-are-Support-Articles-in-the-portal</loc>
  <lastmod>2026-07-16T16:04:12Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51417031185300-How-can-employers-find-answers-without-contacting-support</loc>
  <lastmod>2026-07-16T16:13:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51417094087956-What-information-will-appear-on-the-employer-dashboard</loc>
  <lastmod>2026-07-16T16:14:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51417135395860-How-does-the-portal-guide-employers-to-the-right-tasks</loc>
  <lastmod>2026-07-16T16:15:51Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51417141405204-Can-employers-search-for-information-in-the-portal</loc>
  <lastmod>2026-07-16T16:16:43Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51417175752724-Why-can-I-not-see-the-EASI-Portal-tile-in-Access-Indiana</loc>
  <lastmod>2026-07-16T16:17:44Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51417233938068-What-if-I-have-an-Access-Indiana-account-but-I-am-not-a-contact-in-ERM</loc>
  <lastmod>2026-07-16T16:18:45Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51417380833940-Where-do-I-find-the-Chat-feature</loc>
  <lastmod>2026-07-16T16:22:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51417418812564-What-is-the-difference-between-the-notifications</loc>
  <lastmod>2026-07-16T16:23:26Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51417529273620-Can-I-customize-how-I-receive-alerts</loc>
  <lastmod>2026-07-16T16:24:55Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/articles/51417570954004-Where-can-I-access-INPRS-Learn</loc>
  <lastmod>2026-07-16T16:26:07Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/115000531323-INPRS-Annuity-Information</loc>
  <lastmod>2025-10-30T19:22:35Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/115000533986-INPRS-Retirement-Planning-and-Eligibility</loc>
  <lastmod>2024-12-12T19:09:55Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/115001486807-INPRS-Plan-Membership</loc>
  <lastmod>2026-07-01T19:46:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/115001607746-PERF-Hybrid-My-Choice-Plans</loc>
  <lastmod>2026-07-01T19:46:04Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/360000021743-Employer-Joining-Process-FAQs</loc>
  <lastmod>2024-10-07T20:45:03Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/360000254646-Annual-Member-Statements</loc>
  <lastmod>2024-09-24T18:43:15Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/360003060611-TRF-Hybrid-My-Choice-Plans</loc>
  <lastmod>2026-07-01T19:46:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/360003290011-Retirement-Medical-Benefits-Account-RMBA</loc>
  <lastmod>2026-04-07T19:57:36Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/360009845011-INPRS-Debit-Cards</loc>
  <lastmod>2024-08-27T16:56:16Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/4403894233364-Police-and-Firefighter-First-Class-Officer-Salaries-SEA-185</loc>
  <lastmod>2024-07-24T15:25:10Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/4406833867924-Employer-Account-Management-and-Contribution-Rate-Info</loc>
  <lastmod>2026-02-17T19:03:29Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/4407638739476-Pension-Relief-FAQs-for-1977-Fund-Employers</loc>
  <lastmod>2024-08-13T15:28:28Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/14375614155156-INPRS-Retirement-Account-Investments</loc>
  <lastmod>2025-03-07T19:26:34Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/21652250895764-BNY-Mellon-BNYM-Transition-Info</loc>
  <lastmod>2026-02-06T19:42:55Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/24099175904020-Vendor-Management</loc>
  <lastmod>2024-02-27T17:53:48Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/24179019637268-Access-to-Public-Records</loc>
  <lastmod>2024-03-30T05:29:41Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/sections/51410755719188-Employer-Access-System-Indiana-EASI</loc>
  <lastmod>2026-07-16T16:26:08Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/categories/115000776928-INPRS-Members</loc>
  <lastmod>2026-07-01T19:46:05Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/categories/4406833732756-INPRS-Employers</loc>
  <lastmod>2026-07-16T16:26:08Z</lastmod>
</url>
<url>
  <loc>https://inprs-ingov.zendesk.com/hc/en-us/categories/24062655850772-Other-INPRS-Stakeholder-Information</loc>
  <lastmod>2024-03-30T05:29:41Z</lastmod>
</url>
</urlset>
