INPRS
INPRS Membership and Investing
- How do I find my INPRS Pension Identification (PID) number?
- What do I do if I never received my PIN number?
- I can't find my PIN. What should I do?
- How do I know you work for INPRS (PERF, TRF)?
- How do I log in to the self-service website?
- How do I change my address?
INPRS Retirement Planning and Eligibility
- What pension benefit payment options are available for the PERF and TRF hybrid plans?
- What is a benefit recipient?
- I’m already receiving an INPRS benefit, what do the current stock market fluctuations mean to me?
- I'm retired and I still have money in my DC account. How will those funds be affected by the current stock market fluctuations?
- Can I retire earlier than my possible full retirement date?
- How can I find my top-earning salaries?
INPRS Debit Cards
- Will there be fees if I use my INPRS debit card?
- What's the difference between my account at www.goprogram.com and www.myINPRSRetirement.org?
- What if I don’t see a benefit on my INPRS debit card?
- What happens if I don’t activate my INPRS debit card?
- What should I do with my INPRS debit card if I switch to direct deposit?
- Can I use my INPRS debit card outside of the U.S.?
TRF My Choice Plan
- What is the difference between TRF Hybrid and TRF My Choice Retirement Savings Plan?
- Are substitute teachers eligible to enroll?
- Does the gross annual payroll percentage remain the same or does it change?
- What happens if an employee fails to make an election in TRF Hybrid or TRF My Choice: Retirement Savings Plan?
- How much can employers pay into the TRF My Choice: Retirement Savings Plan?
- What is the TRF My Choice: Retirement Savings Plan supplemental rate?
PERF Hybrid Plan and My Choice: Retirement Savings Plan
- Do you have a video that shows the difference between the PERF Hybrid and My Choice plans for state of Indiana employees?
- Do you have a video that shows the difference between the PERF Hybrid and My Choice plans for employees of political subdivisions?
- What’s the difference between the PERF Hybrid plan and the My Choice: Retirement Savings Plan?
- Will my investment options remain the same now that the ASA Only plan is the My Choice: Retirement Savings Plan?
- Why was the ASA Only plan’s name changed to the My Choice: Retirement Savings Plan?
- When did the name change from ASA Only to PERF My Choice: Retirement Savings Plan happen?
PERF and TRF AMS
- What does the “reduced benefits” section of my annual member statement mean?
- Where on my annual member statement can I find out how much my employer is contributing to my defined contribution account?
- Why do I need to know my average rate of return compared to the average 12-month inflation rate?
- What does the “total purchased service credits” section of my annual member statement mean?
- How often will I receive my annual member statement?
- My personal information in my annual member statement (AMS) is not accurate. How do I change this information?
Retirement Medical Benefits Account (RMBA)
- Who can be a participant in the State of Indiana Retirement Medical Benefits Account (RMBA) plan?
- Who is considered to be a covered dependent in the State of Indiana RMBA plan?
- If I transferred from an agency where I was an eligible employee to a non-eligible employee, do I remain a participant in the RMBA plan?
- Does purchased service credits apply to the State of Indiana Retirement Medical Benefits (RMBA) Plan?
- I am currently receiving disability payments through the state disability insurance plan. I am now eligible for either a normal unreduced retirement benefit or a disability retirement benefit. Will I qualify for the Retirement Medical Benefits Plan?
- When will my spouse and/or dependents receive reimbursements for their RMBA plan qualifying premiums?
INPRS Annuity Information
- Do I have to purchase an annuity through MetLife?
- What should I consider before purchasing an annuity?
- What fees are associated with annuitizing with MetLife?
- Does the MetLife quoted annuity amount include a commission?
- Why is there a difference between the monthly annuity payment offered through INPRS vs. that of MetLife?
- How is this annuity provider change beneficial to INPRS' members and Hoosier taxpayers?
Employer Contribution Rates and Appropriation Amounts
- What is the employer contribution rate for the '77 fund in 2021?
- What is the employer contribution rate for the PERF Hybrid plan in 2021?
- What are the employer contribution rates for the political subdivision PERF My Choice plan in 2021?
- What is the employer contribution rate for the TRF '96 (TRF Hybrid) Plan in 2021?
- What is the employer contribution rate for TRF My Choice in 2021?
- What is the employer contribution rate for the Excise, Gaming and Conservation Officers' (EG&C) Fund in 2021?
Employer Joining Process FAQs
- How do I join the ’77 Fund as an employer?
- I am a turnaround school. How do I join the Public Employees’ Retirement Fund (PERF) and the Teachers’ Retirement Fund (TRF)?
- I am a public school. How do I join the Teachers’ Retirement Fund (TRF)?
- I am an employer. How do I join the Public Employees’ Retirement Fund (PERF)?
- I am an employer. When is my actuarial survey due?
- I am an employer. When will the Board approve my resolution?
Employer Reporting and Maintenance
- As an employer, what date should we enter into ERM as the hire date for a new teacher?
- If I have missing members from my wage and contribution reports, what do I do?
- Can I submit payroll adjustments in ERM at any time, or do they need to be included with a regular wage and contribution report?
- I recently left my job. What happens with my money?
- Are state agencies whose current reporting is taken care of by the Auditor of State and the State Personnel Department required to report with ERM?
- Do contributions get to employees’ accounts faster using ERM?