INPRS Members
FAQs for working and retired members of INPRS plans.
INPRS Plan Membership
- How do I find my INPRS Pension Identification (PID) number?
- How do I log in to the self-service website?
- What should I do if I can't find my PIN?
- What do I do if I never received my PIN?
- What if I don’t know my username and password to log on to my PERF or TRF account?
- I heard INPRS is changing its assumed rate of return. What does that mean for me?
INPRS Retirement Account Investments
- What is a defined contribution account?
- What are my retirement account investment options?
- Where do I find my quarterly member statement online?
- What are stocks?
- What are bonds?
- What are commodities?
INPRS Retirement Planning and Eligibility
- I don't want my RIPEA dues deducted from my PERF benefit. How do I change this?
- When will RIPEA dues be taken out of my PERF benefit payment?
- Can I have my RIPEA dues deducted from my PERF benefit payments?
- Will there be a COLA in 2023?
- Will there be a 13th check in 2022?
- When can I retire from PERF or TRF?
PERF Hybrid Plan and My Choice: Retirement Savings Plan
- Do you have a video that shows the difference between the PERF Hybrid and My Choice plans for state of Indiana employees?
- Do you have a video that shows the difference between the PERF Hybrid and My Choice plans for employees of political subdivisions?
- What’s the difference between the PERF Hybrid plan and the My Choice: Retirement Savings Plan?
- Will my investment options remain the same now that the ASA Only plan is the My Choice: Retirement Savings Plan?
- Why was the ASA Only plan’s name changed to the My Choice: Retirement Savings Plan?
- When did the name change from ASA Only to PERF My Choice: Retirement Savings Plan happen?
INPRS Annuity Information
- What is the cash refund feature?
- Do I have to purchase an annuity through MetLife?
- What should I consider before purchasing an annuity?
- What fees are associated with annuitizing with MetLife?
- Does the MetLife quoted annuity amount include a commission?
- Why is there a difference between the monthly annuity payment offered through INPRS vs. that of MetLife?
TRF My Choice Plan
- What is the difference between the TRF Hybrid and My Choice plans?
- Are substitute teachers eligible to enroll?
- Does the gross annual payroll percentage remain the same or does it change?
- What happens if an employee fails to make an election in TRF Hybrid or TRF My Choice: Retirement Savings Plan?
- How much can employers pay into the TRF My Choice: Retirement Savings Plan?
- Do all employers have to pay the TRF My Choice plan supplemental rate?
PERF and TRF AMS
- What does the “reduced benefits” section of my annual member statement mean?
- Where on my annual member statement can I find out how much my employer is contributing to my defined contribution account?
- Why do I need to know my average rate of return compared to the average 12-month inflation rate?
- What does the “total purchased service credits” section of my annual member statement mean?
- How often will I receive my annual member statement?
- My personal information in my annual member statement (AMS) is not accurate. How do I change this information?
Retirement Medical Benefits Account (RMBA)
- What is the Retirement Medical Benefits Account plan?
- Who has a Retirement Medical Benefits Account?
- How do I enroll in the Retirement Medical Benefits Account plan?
- How do I register to access my RMBA benefits?
- Do I have to make contributions into the RMBA?
- Is an HRA the same as the RMBA?
INPRS Debit Cards
- Will there be fees if I use my INPRS debit card?
- What's the difference between my account at www.goprogram.com and www.myINPRSRetirement.org?
- What if I don’t see a benefit on my INPRS debit card?
- What happens if I don’t activate my INPRS debit card?
- What should I do with my INPRS debit card if I switch to direct deposit?
- Can I use my INPRS debit card outside of the U.S.?