Changes began on July 1, 2019 and will be completed no later than Sept. 30, 2019. These changes will take place over three months to better manage market risk associated with trading. As a member, you may or may not notice much of an immediate difference in your account. If you are closer to retirement age (55+) and are in the 2020, 2025 or Retirement Funds, it will be important for you to review if the new fund allocation is in alignment with your goals. The best time for you to check this is after Sept. 30, 2019, however, you can view our current allocation and future allocation here.