The TRF Hybrid plan offers a defined contribution account and pension, whereas the TRF My Choice plan offers only the defined contribution account. The total contribution amounts are the same for the TRF Hybrid and TRF My Choice plans; however, a higher contribution percentage is credited to the member account in the TRF My Choice plan. For further details about the difference between TRF Hybrid and TRF My Choice, click here for a comparison chart or click here to watch an overview video of the two.