April 23, 2019 19:45 Updated Follow If your employees don’t make an election, they will be enrolled in the default option, which is TRF Hybrid. Related articles How much can employers pay into the TRF My Choice: Retirement Savings Plan? What is the difference between TRF Hybrid and TRF My Choice Retirement Savings Plan? Who is eligible to participate in TRF My Choice? Are substitute teachers eligible to enroll? What is the TRF My Choice: Retirement Savings Plan supplemental rate?