The section “reduced benefits” applies to members that want to retire early. Members between ages 50-59 with 15 years of service may be able to retire early, but for a reduced benefit amount. To see if you are eligible, you’ll need to review the section “Early Retirement with a Reduced Retirement Benefit” in our handbooks. Click here for the TRF handbook, here for the PERF My Choice handbook and here for the PERF Hybrid handbook.