December 18, 2018 13:30 Updated Follow MetLife will offer annuities at a group rate, which may often be better than the retail rate available elsewhere. MetLife has certified that the group rate will be no lower than a “Guaranteed Floor” rate, which will be established yearly. Related articles What will MetLife’s annuity offer? If I defer annuitizing my Defined Contribution (DC) account until after I have started receiving benefits, what rate can I expect? What do these changes with the International Equity Fund mean for me? How is the annuity rate determined?