Vesting in the value of variable rate contributions varies by length of participation. You are:
- 20 percent vested after 1 full year of participation,
- 40 percent vested after 2 full years of participation,
- 60 percent vested after 3 full years of participation,
- 80 percent vested after 4 full years of participation, and
- 100 percent vested after 5 full years of participation.
Note: You will not receive credit for partial years of service.