August 02, 2017 17:07 Updated Follow “Pre-tax” means you have the money taken out of your paycheck before taxes are applied. Learn more here. Related articles How do I make voluntary pre-tax contributions to my Annuity Savings Account? Am I allowed to make voluntary contributions to my PERF plan? What are voluntary post-tax contributions? What if I don’t know my user ID and passcode to log on to my PERF or TRF account? How much can I contribute to my PERF account?