March 30, 2017 18:36 Updated Follow It means that for the last 5 years or more, no wages and contributions have been reported for your . Related articles What is the five-year inactive rule? Why has my account stopped earning interest? What are my options for taking a distribution of my Annuity Savings Account? How will it affect my taxes if I combine my annuity savings account with my pension at retirement and a portion is supposed to be non-taxable? I am retired and left my INPRS account with the Indiana Public Retirement System at the time I retired. Do I have to take a distribution of my account once I reach age 70 ½?