March 30, 2017 18:36 Updated Follow It means that for the last 5 years or more, no wages and contributions have been reported for your . Related articles Why has my account stopped earning interest? What is the five-year inactive rule? Is there an exception to the five-year inactive rule? I'm disabled. Can I withdraw money from my ASA? I am retired and left my annuity savings account with the Indiana Public Retirement System at the time I retired. Do I have to take a distribution of my account once I reach age 70 ½?