February 04, 2019 14:18 Updated Follow No. The DROP is just a new benefit option within the existing retirement plan. Related articles What is the DROP? I hear there are fees on certain accounts – why? What happens if I become disabled while I am in the DROP? What are my retirement payment options for TRF? Can I change my mind while in the DROP and decide to retire earlier than or later than the retirement date I elected at the time I entered the DROP?