May 01, 2017 15:25 Updated Follow No. The DROP is just a new benefit option within the existing retirement plan. Related articles Where can I find INPRS retirement plan fact sheets? May I make more than one DROP election? How is the DROP different from a normal retirement? If I choose to participate in the DROP and receive DROP benefits at retirement, will there be cost-of-living adjustments? How do I begin participating in the DROP?