April 17, 2018 20:02 Updated Follow If you wait to annuitize your DC, you'll get the active rate on the date we receive your election form. Related articles What will MetLife’s annuity rate be? How do I roll over my Defined Contribution (DC) account? Why will my PERF or TRF monthly joint and survivor benefit amount decrease if I retire later? When do I get my retirement benefit? What will happen once my annuity money runs out while I’m retired?