April 10, 2017 19:08 Updated Follow If you wait to annuitize your ASA, you'll get the active rate on the date we receive your election form. Related articles How can I estimate the future value of an annuity? How does a lump sum payment at retirement affect my taxes? Will using an outside annuity provider affect current or future retirees' pension benefits? I'm the spouse of a PERF member who has died. How do I get a survivor benefit? What is the current annuity rate?