April 10, 2017 19:08 Updated Follow If you wait to annuitize your ASA, you'll get the active rate on the date we receive your election form. Related articles How can I estimate the future value of an annuity? Do I have to annuitize my DC account? What are my payment options? Does the MetLife quoted annuity amount include a commission? How does a lump sum payment at retirement affect my taxes? What is an annuity?