Social Security Integration is a pension benefit payment option available to PERF and TRF members at retirement.
If you retire between ages 50 and 62, you may combine your monthly retirement benefit with your estimated Social Security benefits. This does not affect the amount of the benefit received from the Social Security Administration (SSA).
Before age 62, your benefits will equal the sum of your age 62 Social Security estimate, multiplied by actuarial factors, and your early retirement benefit. This will result in you receiving a larger monthly benefit payment before age 62.
At age 62, your benefit will equal the difference between your age 62 Social Security estimate, multiplied by actuarial factors, and your pre-62 monthly retirement benefit. Depending upon your estimated Social Security disbursement, benefit payments may be greatly reduced or terminated at age 62. When receiving an unreduced benefit, the age 62 benefit shall not reduce below $185.