December 10, 2020 06:01 Updated Follow Employers and taxpayers are protected from the risks of managing the annuity program internally. Related articles How did the change to MetLife as annuity provider come about? What fees are associated with annuitizing with MetLife? What is the difference between TRF Hybrid and TRF My Choice Retirement Savings Plan? Does using an outside annuity provider affect current or future retirees' pension benefits? How do I annuitize?